Head of Risk Management

PT Bank Neo Commerce Tbk; Jakarta Pusat; On-site; IDR 600,000,000 - 1,200,000,000; Full time

Job summary

PT Bank Neo Commerce Tbk is seeking an experienced risk management leader to oversee the bank's risk framework, policies, and strategies with a focus on credit and operational risk. The role involves defining risk appetite, monitoring exposures, and ensuring robust risk governance across the organization.

You will conduct risk assessments for new products and partnerships, advise on risk-based decision-making, and supervise risk reporting to senior management, the Risk Committee, and regulators,

Qualifications

• Bachelor’s degree in Economics, Banking, Finance, or related fields.
• Minimum 10 years of experience in Risk Management, Credit Risk, or Credit Analysis within Banking/Financial Services.
• Strong knowledge of banking regulations, credit risk, and risk management.
• Strong analytical, leadership, and stakeholder management skills.

Responsibilities

• Lead the Bank’s Risk Management Framework, policies, and strategies, particularly for Credit and Operational Risk.
• Define and monitor Risk Appetite, Risk Tolerance, and risk limits, including early identification and mitigation of risk exposures.
• Oversee risk monitoring, portfolio analysis, and reporting to senior management, Risk Committee, and regulators.
• Conduct risk assessments for new products, services, partnerships, and business initiatives.
• Provide risk-based recommendations and oversee mitigation plans, corrective actions, and audit findings.
• Partner with senior management to strengthen risk culture and risk-based decision-making.
• Oversee risk preparedness initiatives, including BCP, CMP, and ERP.

Skills

Analytical skills

Leadership

Stakeholder management

Education

Bachelor’s degree in Economics, Banking, Finance, or related fields

Job description

PT Bank Neo Commerce Tbk, formerly PT Bank Yudha Bhakti Tbk, is an Indonesia-based company primarily engaged in the banking business. The Company operates as a technology-based bank. The Company serves the customers in the Small and Medium Business (SME), Retail (Consumer) and Mass Market segments, through banking products and services embedded in an ecosystem by optimizing technology.

Responsibilities:

• Lead the Bank’s Risk Management Framework, policies, and strategies, particularly for Credit and Operational Risk.
• Define and monitor Risk Appetite, Risk Tolerance, and risk limits, including early identification and mitigation of risk exposures.
• Oversee risk monitoring, portfolio analysis, and reporting to senior management, Risk Committee, and regulators.
• Conduct risk assessments for new products, services, partnerships, and business initiatives.
• Provide risk-based recommendations and oversee mitigation plans, corrective actions, and audit findings.
• Partner with senior management to strengthen risk culture and risk-based decision-making.
• Oversee risk preparedness initiatives, including BCP, CMP, and ERP.

Qualifications:

• Bachelor’s degree in Economics, Banking, Finance, or related fields.
• Minimum 10 years of experience in Risk Management, Credit Risk, or Credit Analysis within Banking/Financial Services.
• Strong knowledge of banking regulations, credit risk, and risk management.
• Strong analytical, leadership, and stakeholder management skills.
• Knowledge of Four Eyes Principle, credit risk limits, and new product risk assessment.