Finance

PT Mutiara Property Indonesia; Kota Malang ꦠꦸꦛꦩꦭꦁ; On-site; IDR 500,000,000 - 900,000,000; Full time

Job summary

PT Mutiara Property Indonesia seeks a seasoned Finance professional to lead financial planning and strategy for its land development projects. You will manage cash flow, budgets, and tax compliance, and guide the accounting team under SAK standards.

The role requires strong leadership, project finance expertise, and deep banking relationships to secure facilities for construction and mortgage activities. On-site position in Indonesia with a focus on growth.

Qualifications

• Candidates must hold at least an S1 degree in Accounting, Finance, or Financial Management.
• Minimum 2–3 years in Finance & Accounting with at least 3 years in a senior accounting role in property or construction.
• Strong leadership, integrity, and ability to advise the Board on financial decisions.
• Experience in feasibility studies, project finance, and banking relationships is essential.
• Knowledge of Property Accounting Standards (SAK) and tax compliance is required.

Responsibilities

• Lead financial planning and strategy for land development projects.
• Design financing structures via equity, bank loans, and other funding schemes.
• Manage day-to-day cash flow to support operations and development.
• Oversee budgets (RAB/RAP) and enforce strict cost control.
• Direct Accounting to prepare consolidated financial statements per SAK.
• Ensure timely month-end/year-end closes and audits.
• Maintain tax compliance and optimize tax strategies.
• Build relationships with banks and financial institutions for facilities.
• Monitor project credit disbursements and mortgage-related processes.
• Establish transparent financial SOPs for the company.

Skills

Financial planning

Cash flow management

Budgeting & cost control

Tax compliance

Strategic leadership

Banking relationships

Project finance

Accounting standards (SAK)

Education

S1 in Accounting/Finance/Financial Management

Tools

Excel

ERP systems

Job description

This is a Finance position in the Property & Real Estate sector, responsible for leading financial planning, strategy, cash flow management, accounting oversight, tax compliance, and banking relationships for a property development company.

Key responsibilities

Develop long-term and short-term financial plans including feasibility analysis (Feasibility Study, IRR, NPV, Payback Period) for new land development

Design efficient project financing structures through equity, bank loans, and other funding schemes

Control and project daily, monthly, and annual cash flow to ensure fund availability for operations and project development

Oversee preparation and realisation of project budgets (RAB/RAP) and implement strict cost control to prevent budget deviations

Lead the Accounting team in preparing consolidated financial statements (Income Statement, Balance Sheet, Cash Flow) in accordance with applicable Property Accounting Standards (SAK)

Ensure month-end and year-end closing processes are completed on time and manage internal and external audit processes

Ensure all company tax strategies comply with applicable laws to mitigate potential tax disputes

Build and maintain strategic relationships with banks and financial institutions for construction credit facilities, consumer mortgage facilities, and other financing instruments

Monitor smooth disbursement of project credit facilities and completion of administrative mortgage agreements

Establish strong, transparent, and accountable financial standard operating procedures (SOP)

About you

Minimum S1 degree in Accounting, Finance, or Financial Management (S2/Master's in Financial Management or Accounting is a plus)

Minimum 2–3 years of experience in Finance & Accounting

At least 3 years in a senior Accounting position at a Property Developer, Real Estate, or Main Contractor company

Mature leadership experience managing all aspects of finance, accounting, and taxation in property development companies including residential, commercial, and integrated area projects

Highly skilled in project financial strategy design, property investment feasibility studies, cash flow management, and project cost control oversight

Deep understanding of property banking relationships, Construction Credit/Working Capital Credit (KMK) management, monitoring of consumer mortgage disbursements, and project financial risk mitigation

Strong leadership spirit, high integrity, analytical capability, and ability to provide strategic input to the Board of Directors for business decision-making