Emerging Affluent Portfolio Insights Head

PT Bank SMBC Indonesia Tbk; Jakarta Pusat; On-site; IDR 550,000,000 - 900,000,000; Full time

Job summary

PT Bank SMBC Indonesia Tbk seeks a senior professional to drive digital banking portfolio growth through advanced data analytics and insights. You will lead cross-functional teams to launch and optimize funding products, develop dashboards, and monitor portfolio performance to inform strategic decisions.

The role requires 5+ years in digital banking, strong financial analysis, product strategy expertise, and effective collaboration with product, marketing, and customer engagement teams to

Qualifications

• Bachelor’s or Master’s degree from a reputable university.
• -Minimum 5 years of experience in digital banking and product portfolio management.
• -Experience leading cross-functional teams to launch and optimize funding products, drive market growth, and enhance customer engagement.
• -Strong expertise in analyzing financial data to support strategic decision-making, improve product performance, and ensure profitability.
• -Proficiency in English.
• -Strong communication and interpersonal skills.
• -Strong capabilities in financial analysis and portfolio management.
• -Expertise in product development and strategy.
• -Strong knowledge of risk and compliance management.

Responsibilities

• Support digital banking portfolio growth through data analysis and insights into customer behavior and potential.
• -Identify opportunities to increase business contribution through analysis of digital banking product and service usage trends.
• -Manage digital banking customer portfolio analysis to generate insights on customer behavior, segmentation, and product usage trends.
• -Develop dashboards, reports, and portfolio performance monitoring to support business decision-making.
• -Support relevant teams by providing customer data analysis and insights for digital banking product development, programs, and initiatives.
• -Collaborate with product, marketing, and customer engagement teams to improve understanding of digital banking customer behavior.
• -Lead a team in managing data analysis and developing insights on the digital banking customer portfolio, identifying growth opportunities and increasing customer value.

Skills

Bachelor/Master degree

Digital banking

Portfolio management

Cross-functional leadership

Financial data analysis

English proficiency

Communication skills

Product strategy

Risk & compliance

Education

Bachelor’s or Master’s degree

Job description

• Bachelor’s or Master’s degree from a reputable university.
• Minimum 5 years of experience in digital banking and product portfolio management.
• Experience in leading cross-functional teams to launch and optimize funding products, drive market growth, and enhance customer engagement.
• Strong expertise in analyzing financial data to support strategic decision-making, improve product performance, and ensure profitability.
• Proficiency in English.
• Strong communication and interpersonal skills.
• Strong capabilities in financial analysis and portfolio management.
• Expertise in product development and strategy.
• Strong knowledge of risk and compliance management.

Job Requirements:

• Support digital banking portfolio growth through data analysis and insights into customer behavior and potential.
• Identify opportunities to increase business contribution through analysis of digital banking product and service usage trends.
• Manage digital banking customer portfolio analysis to generate insights on customer behavior, segmentation, and product usage trends.
• Develop dashboards, reports, and portfolio performance monitoring to support business decision-making.
• Support relevant teams by providing customer data analysis and insights for digital banking product development, programs, and initiatives.
• Collaborate with product, marketing, and customer engagement teams to improve understanding of digital banking customer behavior.
• Lead a team in managing data analysis and developing insights on the digital banking customer portfolio, identifying growth opportunities and increasing customer value.