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PT Bank Woori Saudara Indonesia 1906, Tbk seeks a senior executive to lead Digital Banking & E-Channel initiatives, drive innovative products, and optimise e-channel transaction volumes in Jakarta. You will partner with regulatory reporting teams, manage budgets, and guide three departments to deliver profitable growth.
The role requires a Bachelor's degree and at least five years in managerial digital banking roles, with deep knowledge of Mobile and Internet Banking and strong leadership
Fully responsible for innovation, development of Digital Banking & Electronic Channel, market research, promotion, and realisation of development initiatives established by Bank Woori Saudara (BWS) management. This position focuses on achieving improved service delivery, optimising digital/e-channel transaction volumes, and supporting sustainable bank business growth.
Lead the preparation of Annual Activity Plans and Budget (RKAT) and Bank Business Plans (RBB) for Digital Banking & E-Channel Division management with focus on profitability improvement
Ensure growth of electronic transactions and customer numbers in digital/electronic products under divisional management
Create new product innovations, develop Digital Banking & Electronic Channel products, and design new programmes to increase fee-based income
Ensure availability of periodic reports for regulatory bodies (Bank Indonesia, OJK, etc.), lead follow-up on auditor/regulator findings, and implement good corporate governance and prudential principles
Maintain strategic partnerships with banking partners, merchants, billers, marketing/advertising agencies, and market survey/research agencies
Lead preparation, development, and updating of Digital Banking policies and manage/analyse e-channel transaction data
Create effective internal control systems, ensure employee competency, conduct performance evaluations (coaching & counselling), and provide recommendations regarding employee transfers, promotions, remuneration, and terminations in the work unit
Education: Minimum of a Bachelor's Degree (S1) in any major (preferably from a reputable university).
Work Experience: Minimum of 5 years of managerial experience in Digital Banking and/or Electronic Channels.
Technical Skills: Possess deep and comprehensive knowledge of Mobile Banking, Internet Banking, Internet Business Banking (IBB), and ATM channel products and services.
Communication & Collaboration: Excellent ability to work and communicate effectively, both individually and within a team.
Soft Skills: Strong interpersonal and stress management skills, with proven experience in coaching and counseling large-scale teams.
Direct Report: Reports directly to the Consumer Director.
Subordinates: Manages 3 departments (Digital Banking & E-Channel Development, Availability Management, and Digital Sales & Enablement).