Credit Manager

Mövenpick Hotels & Resorts; Kepulauan Riau; On-site; IDR 180,000,000 - 280,000,000; Full time

Job summary

Mövenpick Hotels & Resorts invites a senior credit professional to develop, implement, and maintain credit policies while assessing applications, approving or declining limits, and monitoring receivables. You will lead the credit and collections team and ensure regulatory compliance across operations.

Coordinate with Sales, Finance, and Customer Service to balance growth with risk, prepare reports on exposure and collections, and drive process improvements in the credit function.

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, Economics, or related field.
• Professional certifications in credit management, finance, or accounting are an advantage.
• Minimum of 2-4 years of experience in credit management, accounts receivable, or financial risk management, including supervisory experience.
• Strong understanding of credit analysis, financial statement analysis, collections, and risk assessment.
• Experience with credit management software.
• Proficiency in Microsoft Excel and financial reporting tools

Responsibilities

• Develop, implement, and maintain credit policies and procedures.
• Assess credit applications by reviewing financial data and reports.
• Approve, recommend, or decline credit limits based on risk.
• Monitor customer accounts for compliance with terms.
• Review accounts receivable aging and oversee collections.
• Collaborate with Sales, Finance and Customer Service to balance risk and opportunities.
• Prepare reports on credit exposure, collections performance, and key metrics.
• Lead, mentor, and develop the credit and collections team.
• Ensure compliance with policies and regulations.
• Identify opportunities to improve credit processes and controls.
• Support audits with required documentation.

Skills

Credit management

Accounts receivable

Financial risk management

Supervision

Credit analysis

Financial statement analysis

Collections

Risk assessment

Audit support

Education

Bachelor's degree in Finance, Accounting, Business Administration, Economics, or related field

Tools

Credit management software

Microsoft Excel

Financial reporting tools

Job description

Company Description

Overlooking the scenic South China Sea, an hour away by ferry from Singapore, Mövenpick Resort & Spa Bintan Lagoon will introduce Swiss-inspired hospitality to Bintan in celebration of Mövenpick's rich culinary legacy. The resort is set to be the new beach getaway destination for all generations with standout facilities, including 408 rooms & suites, two golf course, three lagoon swimming pools, unique restaurant concepts, a two-storey beach club, spacious event spaces. Wellness will also be an integral part of the resort experience, with a vast wellness and recreation village that will feature a gym, a spa, and Kid Club.

Job Description

• Develop, implement, and maintain the company's credit policies and procedures.
• Assess customer credit applications by reviewing financial statements, credit reports, payment history, and other relevant information.
• Approve, recommend, or decline credit limits based on risk assessment and company policy.
• Monitor customer accounts to ensure compliance with approved credit terms and limits.
• Review and manage accounts receivable aging reports and oversee collection activities.
• Work with customers to resolve payment issues, disputes, and overdue accounts.
• Coordinate with the Sales, Finance, and Customer Service teams to balance business opportunities with credit risk.
• Monitor bad debt exposure and recommend provisions for doubtful accounts.
• Prepare regular reports on credit exposure, collections performance, overdue accounts, and key credit metrics.
• Ensure compliance with company policies, legal requirements, and applicable financial regulations.
• Lead, mentor, and develop the credit and collections team.
• Identify opportunities to improve credit processes, reporting, and internal controls.
• Support external and internal audits by providing required documentation and explanations.

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related field.
• Professional certifications in credit management, finance, or accounting are an advantage.
• Minimum of 2-4 years of experience in credit management, accounts receivable, or financial risk management, including supervisory experience.
• Strong understanding of credit analysis, financial statement analysis, collections, and risk assessment.
• Experience with credit management software.
• Proficiency in Microsoft Excel and financial reporting tools

Ihr Team Und Arbeitsumfeld

In 1-2 Sätzen stellen Sie das Team, das Hotel oder den Arbeitsplatz so vor, dass sie die Kultur widerspiegeln

Hinweis: Die Anpassung kann an spezifische lokale oder gesetzliche Anforderungen erfolgen, wie z.B. Arbeitserlaubnis

Unser Engagement Für Diversity & Inclusion

Wir sind ein integratives Unternehmen und unser Ziel ist es, vielfältige Talente anzuziehen, zu rekrutieren und zu fördern.