Credit Analyst

PT Surya Artha Nusantara Finance (SANF) - Member of Astra Financial; Jakarta Selatan; On-site; IDR 133,920,000 - 200,880,000; Full time

Job summary

PT Surya Artha Nusantara Finance (SANF) is seeking a Credit Risk Analyst to evaluate financial statements and assess credit risk for clients across Indonesia. You will provide independent recommendations by analyzing customer data and performing project surveys to understand business conditions.

The role requires staying updated on industry trends and economic factors, conducting market research, and driving improvements to credit application quality.

Qualifications

• Bachelor degree in Economy, Management, Engineering, or related major.
• Strong analytical and critical thinking.
• Interest in macroeconomic/macroeconomic and B2B business.
• Willing to travel across Indonesia.

Responsibilities

• Analyze financial statements (income statements, balance sheets, and cash flow statements) to assess credit risk.
• Provide independent recommendation through analyzing customer's data provided.
• Visit project survey for better understanding of customer's business condition.
• Stay updated on industry trends and economic factors that may impact credit risk.
• Conduct research on industries and markets where clients operate to understand external risk factors.
• Implement improvement/innovation to enhance the quality of credit applications.

Skills

Analytical thinking

Critical thinking

Communication skills

Macroeconomics

B2B business understanding

Willing to travel

Fresh graduates welcome

Education

Bachelor degree in Economy/Management/Engineering

Job description

PT Surya Artha Nusantara Finance (SANF) - Member of Astra Financial 3.8 View all jobs

• Analyze financial statements (income statements, balance sheets, and cash flow statements) to assess credit risk
• Provide independent recommendation through analyzing customer's data provided
• Visit project survey for better unerstanding of customer's business condition
• Stay updated on industry trends and economic factors that may impact credit risk
• Conduct research on industries and markets where clients operate to understand external risk factors
• Implement improvement/innovation to enhance the quality of credit applications

Job Description

• Analyze financial statements (income statements, balance sheets, and cash flow statements) to assess credit risk
• Provide independent recommendation through analyzing customer's data provided
• Visit project survey for better unerstanding of customer's business condition
• Stay updated on industry trends and economic factors that may impact credit risk
• Conduct research on industries and markets where clients operate to understand external risk factors
• Implement improvement/innovation to enhance the quality of credit applications

Minimum Qualifications

• Bachelor degree in Economy, Management, Engineering, or any related major
• Have strong analytical & critical thinking
• Interested in macroeconomic/microeconomic and B2B business
• Good communication skills
• Willing to travel all over Indonesia
• Fresh graduate is welcome to apply

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Surya Artha Nusantara Finance (SANF) is a multi-finance company focused on heavy equipments & trucking financing. SANF is a join venture company of ASTRA International and Marubeni Corporation. We are inviting dynamic, self driven, and enthusiastic people to join us in our Fast, Fine, Fun environment.

Surya Artha Nusantara Finance (SANF) is a multi-finance company focused on heavy equipments & trucking financing. SANF is a join venture company of ASTRA International and Marubeni Corporation. We are inviting dynamic, self driven, and enthusiastic people to join us in our Fast, Fine, Fun environment.