Compliance Specialist

PT Bank Digital BCA (BCA Digital); Jakarta Pusat; On-site; IDR 300,000,000 - 420,000,000; Full time

Job summary

PT Bank Digital BCA (BCA Digital) is seeking a senior Compliance professional to ensure regulatory alignment across all activities. The role involves advisory, policy review, and governance support within a fast-paced banking environment.

The candidate should have 5+ years in compliance roles, strong knowledge of OJK, BI, and LPS regulations, and proven analytical and communication skills to prepare assurance reports and coordinate regulatory submissions.

Qualifications

• Bachelor’s degree (S1).
• Minimum 5 years of experience in Compliance Assurance / Compliance roles within banking or financial services.
• Strong understanding of OJK, Bank Indonesia, and LPS regulations.
• Strong analytical, critical thinking, and problem-solving skills.
• Excellent verbal and written communication abilities for preparing assurance reports.
• High integrity, detail-oriented, and professional.
• Able to work independently and collaboratively in a fast-paced environment.
• Preferred: Experience with credit processes and governance.

Responsibilities

• Ensure all business activities comply with applicable regulations and internal policies, while promoting a strong compliance culture across the organization.
• Conduct regulatory gap analysis, communicate regulatory updates, and ensure internal processes, controls, and documentation remain aligned with current requirements.
• Provide compliance advisory and opinions for new products, new activities, operational processes, policy updates, and regulatory submissions.
• Review Bank policies, procedures, systems, and operational practices to ensure consistency with regulatory expectations and governance standards.
• Act as a Business Partner for designated units, offering regulatory guidance and ensuring compliance obligations are implemented effectively.
• Monitor reports submitted by business units and ensure accurate, timely submission of compliance reports to regulators, parent company, and management.
• Support regulatory approval, licensing, and reporting processes, including preparing documentation for OJK, Bank Indonesia, and LPS.
• Coordinate and support regulatory audits, serve as a Liaison Officer during examinations, and facilitate responses to regulator requests.
• Track regulatory commitments, coordinate action plans with relevant units, and ensure timely closure of follow-up actions.
• Ensure day-to-day operational activities comply with regulatory requirements, internal standards, and governance frameworks.

Skills

Analytical skills

Critical thinking

Problem solving

Verbal communication

Written communication

Independent worker

Collaborative

Detail-oriented

Integrity

Education

Bachelor’s degree

Job description

• Ensure all business activities comply with applicable regulations and internal policies, while promoting a strong compliance culture across the organization.
• Conduct regulatory gap analysis, communicate regulatory updates, and ensure internal processes, controls, and documentation remain aligned with current requirements.
• Provide compliance advisory and opinions for new products, new activities, operational processes, policy updates, and regulatory submissions.
• Review Bank policies, procedures, systems, and operational practices to ensure consistency with regulatory expectations and governance standards.
• Act as a Business Partner for designated units, offering regulatory guidance and ensuring compliance obligations are implemented effectively.
• Monitor reports submitted by business units and ensure accurate, timely submission of compliance reports to regulators, parent company, and management.
• Support regulatory approval, licensing, and reporting processes, including preparing documentation for OJK, Bank Indonesia, and LPS.
• Coordinate and support regulatory audits, serve as a Liaison Officer during examinations, and facilitate responses to regulator requests.
• Track regulatory commitments, coordinate action plans with relevant units, and ensure timely closure of follow-up actions.
• Ensure day-to-day operational activities comply with regulatory requirements, internal standards, and governance frameworks.

• Bachelor’s degree (S1)
• Minimum 5 years of experience in Compliance Assurance / Compliance roles within banking or financial services.
• Strong understanding of OJK, Bank Indonesia, and LPS regulations.
• Strong analytical, critical thinking, and problem‑solving skills.
• Excellent verbal and written communication abilities for preparing assurance reports.
• High integrity, detail‑oriented, and professional.
• Able to work independently and collaboratively in a fast‑paced environment.
• Preferred: Experience with credit processes and governance.