Bancassurance Life Consultant - Bank Partner & Impact
Pt Aia Financial
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Benefits offered by this job
Job summary
Pt Aia Financial seeks a Senior Life Insurance Underwriter for a fully remote role serving clients across Indonesia. You will assess risk, review complex life insurance applications, and determine policy issuance in line with underwriting guidelines.
Ideal candidates have 7+ years in life insurance underwriting, strong knowledge of medical terminology, and excellent remote collaboration skills; a flexible, data-driven approach is essential.
Qualifications
- Bachelor's degree in Finance, Business, or Healthcare Administration.
- 7+ years in life insurance underwriting.
- Strong knowledge of medical terminology and risk factors.
Responsibilities
- Evaluate complex life insurance applications, analyzing medical history, financial data, and lifestyle factors.
- Determine policy terms, conditions, and premiums based on risk assessment and underwriting guidelines.
- Collaborate with agents and brokers to gather necessary information and clarify application details.
- Ensure adherence to underwriting policies, procedures, and regulatory requirements.
- Contribute to the development and refinement of underwriting guidelines and best practices.
- Mentor and provide guidance to junior underwriters as needed.
Skills
Education
Tools
Job description
Our client is looking for an experienced Senior Underwriter specializing in Life Insurance to join their fully remote team based in Semarang. This position involves assessing the risk associated with life insurance applications, determining eligibility, and setting appropriate premiums. You will leverage your expertise in risk assessment and medical information to make informed decisions, ensuring the company's profitability while providing fair terms to policyholders. This is an excellent opportunity for a seasoned underwriter seeking a flexible, remote role with a forward-thinking insurance provider.
Our client is looking for an experienced Senior Underwriter specializing in Life Insurance to join their fully remote team based in Semarang. This position involves assessing the risk associated with life insurance applications, determining eligibility, and setting appropriate premiums. You will leverage your expertise in risk assessment and medical information to make informed decisions, ensuring the company's profitability while providing fair terms to policyholders. This is an excellent opportunity for a seasoned underwriter seeking a flexible, remote role with a forward-thinking insurance provider.
- Evaluate complex life insurance applications, analyzing medical history, financial data, and lifestyle factors.
- Determine policy terms, conditions, and premiums based on risk assessment and underwriting guidelines.
- Collaborate with agents and brokers to gather necessary information and clarify application details.
- Ensure adherence to all underwriting policies, procedures, and regulatory requirements.
- Contribute to the development and refinement of underwriting guidelines and best practices.
- Mentor and provide guidance to junior underwriters as needed.
- Bachelor's degree in a relevant field such as Finance, Business, or Healthcare Administration.
- Minimum of 5 years of experience in life insurance underwriting.
- In-depth knowledge of life insurance products, medical terminology, and risk factors.
- Strong analytical and decision-making skills.
- Excellent communication and interpersonal abilities, essential for remote collaboration.
- Proficiency in underwriting software and standard office productivity tools.
- Competitive salary and bonus structure.
- Comprehensive remote work benefits, including health, dental, and vision insurance.
- Generous paid time off and holidays.
- Opportunities for continued professional development and advanced certifications in underwriting.
- A fully remote work environment offering significant flexibility.
Our client is actively seeking a seasoned Senior Life Insurance Underwriter for a fully remote position, serving clients across Indonesia. This role is integral to assessing life insurance risks, evaluating complex applications, and making critical decisions on policy issuance. You will be responsible for upholding underwriting standards, ensuring profitability, and contributing to the strategic direction of the underwriting department. This is an ideal opportunity for an experienced professional who excels in remote collaboration and possesses a deep understanding of life insurance principles and risk management, contributing to a company that values expertise and flexibility.
Our client is actively seeking a seasoned Senior Life Insurance Underwriter for a fully remote position, serving clients across Indonesia. This role is integral to assessing life insurance risks, evaluating complex applications, and making critical decisions on policy issuance. You will be responsible for upholding underwriting standards, ensuring profitability, and contributing to the strategic direction of the underwriting department. This is an ideal opportunity for an experienced professional who excels in remote collaboration and possesses a deep understanding of life insurance principles and risk management, contributing to a company that values expertise and flexibility.
- Conduct thorough risk assessments for complex life insurance applications, evaluating medical history, lifestyle, and financial data.
- Determine appropriate policy terms, conditions, and premiums, ensuring alignment with company guidelines and profitability goals.
- Review and approve or decline applications, providing clear justifications for decisions.
- Collaborate virtually with sales teams, agents, and medical professionals to gather necessary information and clarify details.
- Stay updated on industry trends, new medical advancements, and regulatory changes impacting life insurance underwriting.
- Participate in developing and refining underwriting guidelines and training materials for junior staff.
- Minimum of 7 years of progressive experience in life insurance underwriting.
- Demonstrated expertise in assessing complex risks, including critical illness and high-net-worth cases.
- Comprehensive knowledge of medical terminology, mortality statistics, and underwriting principles.
- Strong analytical and critical thinking skills, with meticulous attention to detail.
- Excellent written and verbal communication skills, adapted for a remote work environment.
- Bachelor's degree in a relevant field (e.g., Finance, Business, Health Sciences) or equivalent experience.
- Highly competitive salary and performance-based bonus structure.
- Full remote work flexibility, allowing you to work from anywhere.
- Comprehensive health, dental, and vision insurance plans.
- Generous paid time off and opportunities for continued professional education.
- Access to state-of-the-art remote work technology and support.
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