AML Compliance Senior Analyst

Manulife Insurance Malaysia; Indonesia; Hybrid; IDR 180,000,000 - 280,000,000; Full time

Benefits offered by this job

Hybrid working arrangement

Job summary

Manulife Indonesia is seeking an AML Compliance Senior Analyst within the AML-ATF Unit under Legal and Compliance. You will perform transaction monitoring and name screening reviews, prepare STR/SAR documentation, and ensure accurate data for regulatory reporting.

The role emphasizes audit-ready outputs, strong governance, and timely, well-documented analyses. English communication is essential, and prior experience in life insurance or banking is valued.

Qualifications

• Bachelor’s degree from a reputable university.
• 2–3 years’ experience in AML Analyst role or related area.
• Experience in life insurance company or banking is highly valued.
• Familiar with KYC/CDD and AMLATF Regulations in Indonesia.
• Team player, tech-savvy, quick learner and self-starter.
• Excellent ability to speak and write in English.
• Highly analytical with strong attention to detail.

Responsibilities

• Conduct daily review and risk-based analysis of transaction monitoring and name screening alerts generated by AML systems or escalated by Operations and Business Units to identify potential suspicious transaction/activity.
• Prepare structured working papers to support STR/SAR assessment, ensuring clear rationale, sufficient supporting evidence, and compliance with internal and regulatory requirements.
• Draft and submit STR/SAR reports in goAML as Maker, including preparing concise and well-supported transaction narratives and maintaining complete STR/SAR documentation files.
• Extract, validate, consolidate, and prepare data for AML regulatory submissions and internal management reports, ensuring accuracy, consistency, and timeliness.
• Support responses to information requests, inquiries, and examinations from PPATK, OJK, KPK, and other relevant authorities.
• Maintain AML reporting logbooks, trackers, and audit trails, and support AML audits, QA reviews, and regulatory examinations to ensure ongoing audit readiness and compliance integrity.

Skills

AML analysis

Data analysis

English communication

Education

Bachelor’s degree

Tools

KYC/CDD systems

goAML

Job description

AML Compliance Senior Analyst

The AML Compliance Senior Analyst is an analyst‑level role within the AML‑ATF Unit under the Legal and Compliance Department, reporting directly to the Head of AML‑ATF. This position focuses on core operational execution of AML activities. The primary purpose of this role is to ensure the accurate and timely execution of transaction monitoring, name screening reviews, STR/SAR preparation, AML data and regulatory reporting. The AML Compliance Senior Analyst is accountable for producing complete, well‑documented analyses, maintaining reliable audit trails, and escalating potential suspicious activities in accordance with internal and regulatory requirements. The role supports strong AML governance, regulatory compliance, and audit readiness by delivering high‑quality outputs that meet strict accuracy, timeliness, and documentation standards.

Position Responsibilities:

• Conduct daily review and risk‑based analysis of transaction monitoring and name screening alerts generated by AML systems or escalated by Operations and Business Units to identify potential suspicious transaction/activity.
• Prepare structured working papers to support STR/SAR assessment, ensuring clear rationale, sufficient supporting evidence, and compliance with internal and regulatory requirements.
• Draft and submit STR/SAR reports in goAML as Maker, including preparing concise and well‑supported transaction narratives and maintaining complete STR/SAR documentation files.
• Extract, validate, consolidate, and prepare data for AML regulatory submissions and internal management reports, ensuring accuracy, consistency, and timeliness.
• Support responses to information requests, inquiries, and examinations from PPATK, OJK, KPK, and other relevant authorities.
• Maintain AML reporting logbooks, trackers, and audit trails, and support AML audits, QA reviews, and regulatory examinations to ensure ongoing audit readiness and compliance integrity.

Required Qualifications:

• Bachelor’s degree in from a reputable university 2 - 3 years’ experience in AML Analyst role or related area.
• Experience in life insurance company or banking is highly valued.
• Familiar with KYC/CDD and AMLATF Regulations in Indonesia.
• Team player, tech‑savvy, quick learner and self‑starter.
• Excellent ability to speak and write in English.
• Highly analytical with strong attention to detail.
• Proficiency in data analysis tools and AML monitoring systems.

Preferred Qualifications:

• Ability to manage multiple priorities and work cross‑functionally.

When you join our team:

We’ll empower you to learn and grow the career you want. We’ll recognize and support you in a flexible environment where well‑being and inclusion are more than just words. As part of our global team, we’ll support you in shaping the future you want to see.

About Manulife and John Hancock

Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better.

To learn more about us, visit https://www.manulife.com/en/about/our-story.html.

Manulife is an Equal Opportunity Employer

At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy‑related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law. It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact [e-mail].

Working Arrangement Hybrid

We’re Manulife. And we’re on a mission to make decisions easier and lives better. Better is what drives us. It’s what inspires us to find new ways to support customers and colleagues in living longer and healthier lives. It’s the reason we’re dedicated to investing in digital innovation and accelerating a sustainable and economically inclusive future. Joining us means you’ll be empowered to learn and grow your career. We’ll recognize and support you in a flexible environment where well‑being and inclusion are more than just words. And as part of our global team, you’ll help shape the future you want to see – and discover that better can take you anywhere you want to go.

Recent awards include:

• 2024 Gallup Exceptional Workplace Award Winner
• Manulife Named one of Forbes World’s Best Employers 2023
• Best Companies to Work for in Asia 2023
• We’ve been recognized as one of Canada’s Top 100 Employers (2024)
• Manulife included in Bloomberg’s 2023 Gender-Equality Index