WealthTech Risk & Controls Lead (Cross-Border)

Huatai International Financial Holdings Company Limited; Hong Kong; In loco; HKD 800.000 - 1.200.000; Tempo pieno

Descrizione del lavoro

Huatai International Financial Holdings Company Limited in Hong Kong is seeking a Risk Management professional to build risk governance for a new WealthTech platform serving EAMs, family offices and Type 1/9 licensed firms. You will establish risk assessment, limit monitoring, escalation and reporting processes across products, counterparties and operations.

You will work with Trading, Operations, Product, Technology and independent Risk Management, defining controls, monitoring market, credit

Competenze

• Bachelor degree in Finance, Risk Management, Mathematics, Statistics or a related discipline.
• Minimum 3 years of risk management experience within a securities firm, bank or wealth management business, with practical exposure to securities margin financing and derivatives or structured products.
• Experience establishing risk policies, limit frameworks, monitoring processes or risk systems for a new business is highly desirable. EAM or institutional wealth platform experience preferred.
• Strong understanding of margin credit assessment, collateral valuation, lending ratios and haircuts, concentration controls, margin calls and liquidation procedures, alongside structured product, market, liquidity and counterparty risks. FRM or CFA qualification preferred.
• Strong Excel and data analysis skills; SQL or Python and experience building risk dashboards or automated controls preferred. Ability to explain quantitative findings and escalates independently.
• Fluent written and spoken English and Chinese; Mandarin and Cantonese capabilities preferred.

Mansioni

• Risk framework and governance: Build the business risk register, risk assessment methodology, key risk indicators, limit proposals, exception procedures and incident escalation framework. Define control ownership with Trading, Operations, Product, Technology and independent Risk Management.
• Client and counterparty risk: Assess business exposure to EAMs, underlying clients, issuers, brokers, custodians and settlement counterparties. Distinguish agency execution from principal, financing or margin exposures; propose credit, concentration and settlement controls appropriate to the approved business model.
• Product and market risk: Assess equities, bonds, funds, ETFs, FX and derivatives, including structured notes such as FCNs, DCNs and accumulators. Identify issuer credit, liquidity, leverage, barrier, valuation and concentration risks; develop stress scenarios and risk reporting. Monitor Greeks, mark-to-market and hedging exposures where the platform carries principal risk.
• Margin financing risk: Assess client creditworthiness and repayment capacity; recommend credit limits and conduct periodic credit reviews within delegated authority. Establish and review eligible collateral, lending ratios, haircuts and concentration limits, considering liquidity, volatility and connected-client exposures.
• Limits and daily monitoring: Implement exposure aggregation, limit utilisation, collateral and margin monitoring where applicable, and warning/breach escalation. Review valuation discrepancies, settlement failures and liquidity or cash shortfalls with relevant teams; track remediation and maintain auditable records.
• Operational and platform risk: Conduct risk assessments of new products, workflows, outsourcing and system changes. Define maker-checker controls, reconciliation, access and business continuity requirements with control owners. Translate risk rules into platform specifications, dashboards and UAT cases.
• Reporting and improvement: Produce management risk reports and stress-test results; investigate incidents and near misses, identify root causes and track corrective actions. Coordinate with independent Risk Management on methodology, approvals and material risk decisions.

Conoscenze

Risk management

Margin financing risk

Risk governance

Excel

SQL

Formazione

Finance / Risk management degree

Mathematics / Statistics degree

Strumenti

SQL

Python

Descrizione del lavoro

Huatai International Financial Holdings Company Limited in Hong Kong is seeking a Risk Management professional to build risk governance for a new WealthTech platform serving EAMs, family offices and Type 1/9 licensed firms. You will establish risk assessment, limit monitoring, escalation and reporting processes across products, counterparties and operations.

You will work with Trading, Operations, Product, Technology and independent Risk Management, defining controls, monitoring market, credit