WealthTech Innovation - Risk Management Specialist - AVP/VP

Huatai Financial Holdings (Hong Kong) Limited; Hong Kong; On-site; HKD 700,000 - 900,000; Full time

Job summary

Huatai International Financial Holdings Company Limited is seeking a Senior Risk Manager to establish and oversee risk governance for a WealthTech platform, coordinating across Trading, Operations, Product, Technology and Risk Management. The role focuses on margin, liquidity and counterparty risk with a strong emphasis on reporting and controls.

The successful candidate will bring 3+ years in risk within securities/banking, proficiency in Excel and data analysis, and knowledge of margin,

Qualifications

• Bachelor degree in Finance, Risk Management, Mathematics, Statistics or a related discipline.
• Minimum 3 years of risk management experience within a securities firm, bank or wealth management business, with practical exposure to securities margin financing and derivatives or structured products.
• Experience establishing risk policies, limit frameworks, monitoring processes or risk systems for a new business is highly desirable. EAM or institutional wealth platform experience preferred.
• Strong understanding of margin credit assessment, collateral valuation, lending ratios and haircuts, concentration controls, margin calls and liquidation procedures, alongside structured product, market, liquidity and counterparty risks. FRM or CFA qualification preferred.
• Strong Excel and data analysis skills; SQL or Python and experience building risk dashboards or automated controls preferred. Ability to explain quantitative findings and escalates independently.
• Fluent written and spoken English and Chinese; Mandarin and Cantonese capabilities preferred.

Responsibilities

• Develop and maintain risk framework, governance, and control ownership with Trading, Ops, Product, Tech and Risk.
• Assess client, counterparty and product risk across margins, exposures and trading activities.
• Monitor risk limits, limit proposals, and incident escalation procedures.
• Evaluate margin financing risk including collateral, haircuts, and liquidity considerations.
• Produce risk reports and stress tests; coordinate with independent Risk Management.

Skills

Excel

Data analysis

Risk management

English

Chinese

Education

Bachelor degree in Finance, Risk Management, Mathematics, Statistics or related discipline

FRM or CFA qualification preferred

Tools

SQL

Python

Job description

About Us

Huatai International Financial Holdings Company Limited (“Huatai International” or “the Company”), is the only overseas wholly-owned or controlled subsidiary of Huatai Securities. Huatai International is the Huatai Group’s international arm which plays as a crucial role in the group's internationalization strategy by: a) not only providing offshore capital market services (and a global business platform) but also provides onshore clients with valuable cross-border capital market services (aligned with the mainland China government’s policies and commercial intentions); b) actively making use of Huatai Securities’ leading position, distribution network and customer base in mainland China; c) integrating on a global basis across many jurisdictions and regions, a successful and fully integrated international financial platform with innovative financial services solutions. Huatai International operates as a holding company for consolidating all of the group’s cross-border businesses and companies under one umbrella, offering a truly unified and international business platform. In recognition of such international strength, the renowned international rating agency Standard and Poor’s has assigned Huatai International a “BBB+” rating (for long term) and “A-2” (for short-term).

Position Objectives

Establish business risk management capabilities for a new WealthTech platform serving EAMs, family offices and Type 1/9 licensed firms. Build practical risk assessment, limit monitoring, escalation and reporting processes across products, counterparties and operations. Work within company risk appetite and independent Risk Management oversight; this role does not replace independent risk approval.

Key Responsibilities

Risk framework and governance. Build the business risk register, risk assessment methodology, key risk indicators, limit proposals, exception procedures and incident escalation framework. Define control ownership with Trading, Operations, Product, Technology and independent Risk Management.

Client and counterparty risk. Assess business exposure to EAMs, underlying clients, issuers, brokers, custodians and settlement counterparties. Distinguish agency execution from principal, financing or margin exposures; propose credit, concentration and settlement controls appropriate to the approved business model.

Product and market risk. Assess equities, bonds, funds, ETFs, FX and derivatives, including structured notes such as FCNs, DCNs and accumulators. Identify issuer credit, liquidity, leverage, barrier, valuation and concentration risks; develop stress scenarios and risk reporting. Monitor Greeks, mark-to-market and hedging exposures where the platform carries principal risk.

Margin financing risk. Assess client creditworthiness and repayment capacity; recommend credit limits and conduct periodic credit reviews within delegated authority. Establish and review eligible collateral, lending ratios, haircuts and concentration limits, considering liquidity, volatility and connected‑client exposures. Monitor account equity, loan-to-value ratios, margin shortfalls and overdue balances daily and intraday where appropriate. Define margin-call triggers, deadlines, escalation and forced‑liquidation procedures under approved policies; coordinate execution with Trading and Operations and **escalate** exceptions to independent Risk Management. Stress‑test collateral under price shocks, trading suspensions and liquidity deterioration, and assess potential shortfalls and funding needs.

Limits and daily monitoring. Implement exposure aggregation, limit utilisation, collateral and margin monitoring where applicable, and warning/breach escalation. Review valuation discrepancies, settlement failures and liquidity or cash shortfalls with relevant teams; track remediation and maintain auditable records.

Operational and platform risk. Conduct risk assessments of new products, workflows, outsourcing and system changes. Define maker‑checker controls, reconciliation, access and business continuity requirements with control owners. Translate risk rules into platform specifications, dashboards and UAT cases.

Reporting and improvement. Produce management risk reports and stress‑test results; investigate incidents and near misses, identify root causes and track corrective actions. Coordinate with independent Risk Management on methodology, approvals and material risk decisions.

JOB SPECIFICATION

• Bachelor degree in Finance, Risk Management, Mathematics, Statistics or a related discipline.
• Minimum 3 years of risk management experience within a securities firm, bank or wealth management business, with practical exposure to securities margin financing and derivatives or structured products.
• Experience establishing risk policies, limit frameworks, monitoring processes or risk systems for a new business is highly desirable. EAM or institutional wealth platform experience preferred.
• Strong understanding of margin credit assessment, collateral valuation, lending ratios and haircuts, concentration controls, margin calls and liquidation procedures, alongside structured product, market, liquidity and counterparty risks. FRM or CFA qualification preferred.
• Strong Excel and data analysis skills; SQL or Python and experience building risk dashboards or automated controls preferred. Ability to explain quantitative findings and escalates independently.
• Fluent written and spoken English and Chinese; Mandarin and Cantonese capabilities preferred.

Why work here?

At our organization, we strive to create an environment that fosters growth, collaboration, and innovation. We value our employees’ contributions and provide ample opportunities for professional development. Our team is passionate, driven, and committed to making a meaningful impact. Join us to be part of a dynamic workforce where your skills and ideas are valued and where you can grow both personally and professionally. Together, let's achieve greatness and create a rewarding journey.