HK Lending Advisory VP: Credit Strategy & Wealth Solutions

JPMorgan Chase & Co.; Hong Kong; On-site; HKD 800,000 - 1,200,000; Full time

Job summary

A leading global financial services firm is seeking a skilled professional to join their Lending Advisory team in Hong Kong. This role requires developing innovative solutions for client financing, driving business growth, and managing complex credit structures. Applicants should have a degree and extensive experience in banking and credit products. Strong analytical skills and proficiency in English are essential, with additional language skills in Mandarin or Cantonese being a plus.

Qualifications

• Extensive experience with bank loan, mortgage, loan, credit and derivative products.
• Experience structuring complex transactions, credit and derivatives transactions.
• Fluency in English; Mandarin and/or Cantonese is a plus.

Responsibilities

• Develop innovative solutions for client financings.
• Drive business development and revenue growth.
• Underwrite and execute loan and derivative structures.

Skills

Analytical skills

Knowledge of credit documentation

Ability to analyze credit opportunities

Sales experience

Education

Degree holder or above

Job description

Join J.P. Morgan Private Bank, a leader in global wealth management, where we deliver unparalleled advice and services to the world’s most affluent individuals and families across 36 countries. We are involved with every facet of wealth management, including investments, wealth structuring, philanthropy, liquidity and credit management, as well as tax and estate planning. Our business model focuses on deep client relationships, an integrated team structure and a platform of depth and breadth.Here, you’ll have the opportunity to make a real impact and drive innovation in a dynamic, fast-paced environment.

Our Lending Advisory team bring a strategic approach, tailored strategies and a holistic understanding of clients’ borrowing needs in the context of their overall portfolio. Borrowing can play an important role in helping our clients reach their financial goals. That's why we offer an extensive range of credit strategies to provide them with financing whenever they need it - whether for short - or longer-term liquidity, new acquisitions or investment opportunities.

Job Responsibilities

• Develop creative, innovative solutions to new client financings or restructurings within acceptable credit/risk parameters.
• Drive business development and revenue growth of loan book by:
  • Leading the credit marketing effort for the local market teams
  • Understanding the capital structure of existing clients and prospects and advising same
  • Being attentive to identifying new business opportunities/asking for referrals
  • Originate credit leads from existing clients and prospects and participate in new marketing initiatives
• Balance objectives of client, new business generation and risk management
• Underwrite and execute both loan and derivative structures (with credit risk therein)
• Serve as primary contact on credit portfolio and/or key/complex borrowing relationships
• Demonstrate credit/risk management discipline, monitor portfolio risk, change debt structure/risk ratings in response to changes in risk, and proactively work to improve portfolio quality and prevent loss
• Work with Bankers on sophisticated credit needs for client penetration and cross selling; Support coordination of sales effort with Investors, Fiduciary Administrators and Wealth Advisors

Required Qualifications, Capabilities, and Skills

• Degree holder or above, with extensive experience with bank loan, mortgage, loan, credit and derivative products
• Experience and proven success with banking concepts including, but not limited to: investment real estate loans, concentrated collateral loans, aircraft lending, commercial real estate and bridge loans
• Experience in structuring complex transactions, credit and derivatives transactions
• Knowledge of account maintenance procedures, loan closing procedures, credit administration and compliance procedures
• Demonstrated understanding of wealth management including, but not limited to: investing, trust and financial planning
• High level of analytical skills, including financial analysis
• Ability to identify and analyze credit opportunities and the attendant credit risks
• Familiarity and expertise with credit documentation
• Completion of formal credit training program

Preferred Qualifications, Capabilities, and Skills

• Sales experience including: profiling, overcoming objections, negotiation, team selling approach, closing the sale and asking for referrals
• Written and spoken fluency in English required with Mandarin and/or Cantonese a definite plus