Treasury Operations Manager – Virtual Card Program

Chung Yick Tung Finance Technology Limited; Hong Kong; On-site; HKD 480,000 - 840,000; Full time

Benefits offered by this job

5-day work week

Medical and dental insurance coverage

Professional development and training

Fast-track career progression

Job summary

Chung Yick Tung Finance Technology Limited in Hong Kong seeks a Treasury Operations Manager to oversee day-to-day treasury operations for the virtual card program, including funding, settlement, and reconciliation.

You will monitor real-time flows, forecast liquidity, and manage multi-currency cash positioning while coordinating with banks, card networks, and PSPs. Strong Excel skills and bilingual English/Chinese are essential.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, Business or related discipline.
• Minimum 3 years of relevant experience in treasury operations, cash management, settlement, or corporate finance.
• Solid understanding of cash management, liquidity forecasting, settlement processes, and payment workflows.
• Familiarity with card network rules (Visa/Mastercard), payment gateways, and reconciliation systems.
• Strong Excel skills and data analytical capabilities.
• Excellent command of both written and spoken English and Chinese (Cantonese and Putonghua).
• Strong stakeholder management and cross-functional collaboration skills.
• Self-motivated, detail-oriented, and able to work in a fast-paced environment.

Responsibilities

• Oversee daily treasury operations for the virtual card program, including card funding, pre-funding management, settlement, and reconciliation.
• Monitor real-time transaction flows, ensure sufficient funding for card issuance and spending, and optimise fund utilisation efficiency.
• Manage the end-to-end settlement cycle with card networks and acquiring banks.
• Develop and maintain cash flow forecasts and liquidity plans to support virtual card issuance volume growth.
• Manage daily cash positioning and fund allocation across multiple currencies and bank accounts.
• Optimise working capital and minimise idle fund costs.
• Build and maintain relationships with partner banks, card networks, and payment service providers.
• Participate in negotiation and assessment of banking fees, settlement terms, and credit facilities.
• Support the onboarding of new banking partners and payment rails.
• Ensure treasury operations comply with HKMA regulations, AML requirements, and card network rules.

Skills

Excel proficiency

Data analysis

Stakeholder management

English & Chinese communication

Education

Bachelor's degree in Finance/Accounting/Economics/Business

Tools

Reconciliation systems

Payment gateways

Card networks understanding

Job description

Treasury Operations Manager – Virtual Card Program

Reporting to the Head of Finance / VP of Treasury, the Treasury Operations Manager will be responsible for the day-to-day treasury operations of the virtual card program, including transaction settlement, fund allocation, reconciliation management, liquidity monitoring, and banking relationship coordination. This role sits at the intersection of payment operations and treasury management, requiring a solid blend of operational treasury experience and digital payment product knowledge.

Key responsibilities

Oversee daily treasury operations for the virtual card program, including card funding, pre-funding management, settlement, and reconciliation.

Monitor real-time transaction flows, ensure sufficient funding for card issuance and spending, and optimise fund utilisation efficiency.

Manage the end-to-end settlement cycle with card networks and acquiring banks.

Develop and maintain cash flow forecasts and liquidity plans to support virtual card issuance volume growth.

Manage daily cash positioning and fund allocation across multiple currencies and bank accounts.

Optimise working capital and minimise idle fund costs.

Build and maintain relationships with partner banks, card networks, and payment service providers.

Participate in negotiation and assessment of banking fees, settlement terms, and credit facilities.

Support the onboarding of new banking partners and payment rails.

Ensure treasury operations comply with HKMA regulations, anti-money laundering (AML) requirements, and card network rules.

About you

Bachelor's degree or above in Finance, Accounting, Economics, Business, or related discipline.

Minimum 3 years of relevant experience in treasury operations, cash management, settlement, or corporate finance.

Solid understanding of cash management, liquidity forecasting, settlement processes, and payment workflows.

Familiarity with card network rules (Visa/Mastercard), payment gateways, and reconciliation systems.

Strong Excel skills and data analytical capabilities.

Excellent command of both written and spoken English and Chinese (Cantonese and Putonghua).

Strong stakeholder management and cross-functional collaboration skills.

Self-motivated, detail-oriented, and able to work in a fast-paced environment.

About us

Our client is a fast-growing fintech company headquartered in Hong Kong, specialising in virtual card issuing, cross-border payments, and digital treasury solutions. With a strong regional footprint across Asia-Pacific, we provide innovative payment infrastructure for businesses ranging from e-commerce and digital marketing to SaaS and travel.

• 5-day work week
• Medical and dental insurance coverage
• Professional development and training opportunities
• Fast-track career progression in a high-growth fintech environment