Senior Specialist, Credit Card Approval

United Asia Finance Limited; Hong Kong; On-site; HKD 334,800 - 502,200; Full time

Benefits offered by this job

Competitive Basic Salary

Double Pay

Performance Bonus

Paid Leaves

Healthcare Programs

Life and Accident Insurance Scheme

Job summary

A reputable financial institution in Hong Kong is seeking a proactive professional to join as a Credit Officer. The role involves performing independent credit assessments, managing credit processing for credit cards, and evaluating credit limit adjustments. Candidates should possess a university degree, at least four years of relevant experience in the credit card industry, and be proficient in both Chinese and English. We offer a competitive salary, double pay, performance bonuses, and various leave options including maternity and paternity leave.

Qualifications

• Minimum 4 years’ relevant experience in credit card industry or unsecured products.
• Able to work under pressure and on extended hours if needed.

Responsibilities

• Perform independent credit assessments and underwriting for new applications.
• Evaluate credit card limit adjustments.
• Participate in system UAT for credit card programs.

Skills

Good command of Chinese

Good command of English

Proficient in MS Office applications

Ability to work under pressure

Education

University graduate or equivalent

Job description

Job Responsibilities

• Perform independent credit assessments, underwriting and credit processing for new application / credit line review on credit card in adherence to credit policy, compliance and regulatory requirements
• Evaluate permanent and temporary credit card limit adjustment
• Meet service turnaround indicators and internal quality standards
• Optimize credit approval on risk justified basis to cope with business direction and changing economic environment
• Vigilant in detecting doubtful credit documentation
• Participate in system UAT to ensure implementation of credit card programs

Job Requirements

• University graduate or equivalent
• Minimum 4 years’ relevant experience in credit card industry or unsecured products
• Able to work under pressure and working extended hours on occasions
• Good command of Chinese and English
• Proficient in MS Office applications
• Less experiences will be considered as Specialist, Credit Card Approval

We Offer

Remuneration Package

• Competitive Basic Salary
• Double Pay
• Performance Bonus
• Paid Leaves
• Annual Leave
• Birthday Leave
• Family-Friendly Leave
• Recreation Leave
• Marriage Leave
• Maternity Leave
• Paternity Leave
• Compassionate Leave
• Healthcare Programs
• Life and Accident Insurance Scheme
• Medical Benefits

Staff Learning Subsidies and Development

• Comprehensive on-the-job training
• Learning Sponsorship
• Personal development and growth opportunities

Company Activities and Gathering

• Diversified Interest Classes
• Company Outing
• Sponsored Gathering
• Marathon Running

Interested parties please send your CV indicating your current salary, expected salary and availability to Human Resources Department,by email to[via CTgoodjobs Apply Now]

(Personal data collected will be treated in the strictest confidence and will be handled by authorized personnel for recruitment-related purposes only. Applicants who do not hear from us within 3 months may consider their application unsuccessful and their data will be destroyed within 24 months of receipt.)