Senior Product Manager (Payin)

Red Begonia Limited; Hong Kong; On-site; HKD 500,000 - 800,000; Full time

Job summary

RedotPay is seeking a Product Manager with strong Web3 and payments expertise to build a leading fiat on/off-ramp product.

You will own end-to-end experience design for onboarding, deposits and withdrawals across regions, coordinate with global providers, optimize routing and conversion, and ensure compliance within the wallet ecosystem.

Qualifications

• 3–5 years of internet product experience; at least 2+ years of hands-on experience in user wallets, account systems, or the payments industry.
• Strong ability to detect user psychology and interaction details; able to independently produce high-quality prototypes, with proven cases of improving payment success rates.
• Familiar with payment fundamentals (e.g., payment channels, accounts, clearing/settlement). Have rigorous thinking and understanding of reversed transactions and payment edge cases.
• Understand the Web3 industry, and be aware of compliance requirements for wallets, stablecoins, and fiat deposits (KYC/AML).

Responsibilities

• Own end-to-end experience design for fiat on/off-ramp flows, including onboarding and deposit/withdrawal experiences across regions.
• Coordinate with global on/off-ramp providers and local payment methods; define user-oriented routing strategies.
• Take ownership of user conversion rates; build monitoring and identify drop-off points in the funnel.
• Design rigorous reconciliation/settlement processes and FX rate lock-price logic for funds in wallet transfers.
• Work with engineering to optimize on-chain interaction and achieve an instant buy crypto workflow.

Skills

Product management

Digital wallets

Payments industry

Prototyping

Data analysis

Job description

RedotPay is a global crypto payment fintech that integrates blockchain solutions into traditional banking and finance infrastructure. Our user-friendly crypto platform empowers millions worldwide to spend and send crypto assets, providing faster, more accessible and inclusive financial services. We are dedicated to advancing financial inclusion for the unbanked and supporting crypto enthusiasts, driving the global adoption of secure and flexible crypto-powered financial solutions. Join us in shaping the future of finance and making a meaningful impact on a global scale.

Job Description

We are looking for a Product Manager with strong C-end insights and deep understanding of payment fundamentals, to build a leading Web3 fiat on/off-ramp product.

Core Responsibilities

• End-to-end Experience Design: Own the end-to-end interaction design for fiat on/off-ramp flows, including account onboarding, deposit/withdrawal experiences across different payment methods and regions, payment status tracking, and automated recovery for abnormal/failed routes.
• Payment Channel Governance: Coordinate with and manage global mainstream on/off-ramp providers (e.g., Thunes, Worldpay, Banking Circle, etc.) and local payment methods (LPM). Understand channel capabilities and fee/rate rules, and define user-oriented routing strategies.
• Conversion Rate Optimization: Take ownership of user conversion rates. Build end-to-end payment monitoring, use data analysis to identify drop-off points in the funnel, and identify and optimize key steps.
• Funds Flow & Compliance: Design rigorous reconciliation/settlement processes and FX rate lock-price logic to ensure the safety and compliance of funds during fiat and digital-asset (crypto) transfers in and out of the wallet ecosystem.
• Web3 Integration: Work with the engineering team to optimize on-chain transaction/token release logic, deeply integrate fiat payments with wallet interactions, and achieve an “instant buy crypto” closed-loop experience.

Qualifications

• 3–5 years of internet product experience; at least 2+ years of hands-on experience in user wallets, account systems, or the payments industry.
• Strong ability to detect user psychology and interaction details; able to independently produce high-quality prototypes, with proven cases of improving payment success rates.
• Familiar with payment fundamentals (e.g., payment channels, accounts, clearing/settlement). Have rigorous thinking and understanding of reversed transactions and payment edge cases.
• Understand the Web3 industry, and be aware of compliance requirements for wallets, stablecoins, and fiat deposits (KYC/AML).