Senior Manager/ Manager, Special Assets Management

Dah Sing Financial Holdings Ltd.; Hong Kong; On-site; HKD 1,200,000 - 2,000,000; Full time

Job summary

Dah Sing Financial Holdings Ltd. in Hong Kong is seeking a Senior Manager for Special Assets Management to lead recovery actions on classified accounts and ensure compliance with internal and HKMA requirements.

The role requires extensive banking experience (10+ years) in credit risk and corporate banking, with at least 5 years in a supervisory position. Strong English/Chinese communication and independent, pressure‑tolerant work style are essential.

Qualifications

• University degree holder or above in accounting, finance, business administration or law.
• Minimum 10 years banking experience in credit risk, commercial banking or corporate banking.
• At least 5 years of supervisory experience.
• Experience in handling loan recovery action on PRC corporates is an advantage.

Responsibilities

• Formulate, execute and monitor account strategies and recovery actions for classified accounts in Corporate Banking Division.
• Represent the bank to meet with delinquent borrowers, attend bank group meetings, and liaise with external parties for legal matters or handling of collateral.
• Prepare and review proposals and management reports in relation to specific classified accounts and the classified loan portfolio.
• Estimate, coordinate and monitor Stage 3 ECL of classified accounts.
• Ensure recovery procedures are compliant with internal and external requirements.
• Regularly review procedures and guidelines in relation to Special Assets Management.
• Supervise and coordinate the completion, accuracy and timeliness of various management reports and regulatory returns prepared by SAM team on specific borrowers and the classified loan portfolio.
• Reply to queries from internal parties (including finance, legal and compliance) and regulator.

Skills

Fluent in English and Chinese

Putonghua

Independent under pressure

Regulatory/HKMA knowledge

Education

University degree in accounting/finance/business/law

Job description

• To maximize the amount of recovery and minimize the loss incurred from classified accounts in Corporate Banking Division.
• To ensure that operations of classified loan collection are compliant with internal and regulatory guidelines and procedures.
• To help supervise Special Assets Management junior staff for their monitoring and reporting of specific accounts in Corporate Banking Division.

Main Responsibilities:

• To formulate, execute and monitor account strategies and recovery actions for classified accounts in Corporate Banking Division.
• To represent the bank to meet with delinquent borrowers, attend bank group meetings, and liaise with external parties for legal matters or handling of collateral.
• To prepare and review proposals and management reports in relation to specific classified accounts and the classified loan portfolio.
• To estimate, coordinate and monitor Stage 3 ECL of classified accounts.
• To ensure recovery procedures are compliant with internal and external requirements.
• To regularly review procedures and guidelines in relation to Special Assets Management.
• To supervise and coordinate the completion, accuracy and timeliness of various management reports and regulatory returns prepared by SAM team on specific borrowers and the classified loan portfolio.
• To reply to queries from internal parties (including finance, legal and compliance) and regulator.
• University degree holder or above in accounting, finance, business administration or law.
• Minimum 10 years of banking experience (including credit risk, commercial banking and corporate banking), preferably with exposure in credit control and debt collection operation and at least 5 years of supervisory experience.
• Experience in handling loan recovery action on PRC corporates is an advantage.
• Good command of spoken and written English / Chinese (including Putonghua).
• Able to work independently and under pressure.
• Conversant with up-to-date HKMA requirements in related areas.

Please note that only shortlisted candidates will be notified.