Senior Officer – Special Assets Unit

Public Bank Limited; Hong Kong; On-site; HKD 420,000 - 660,000; Full time

Job summary

Public Bank Limited in Hong Kong is seeking a debt collections professional to monitor the problem loan portfolio and ensure regulatory compliance. You will liaise with solicitors, auctioneers and agents to coordinate recovery actions and prepare impairment/charge-off recommendations.

The role also involves preparing restructuring proposals and management reports for problem accounts. The ideal candidate holds a university degree and has at least 3 years of banking experience, with strong data

Qualifications

• University Degree with minimum 3 years of banking experience.
• Knowledgeable in credit risk modeling and banking products.
• Strong credit sense and conversant with financial analysis.
• Proficiency in data analysis using MS Excel.
• ECF qualification preferable.

Responsibilities

• Work independently in monitoring and handling the problem loan portfolio.
• Monitor daily activities related to debt collections to ensure compliance to regulations.
• Liaise with solicitors, auctioneers and agents regarding recovery actions.
• Provide recommendation on change in account classification, making appropriate impairment and charge-off of accounts.
• Prepare loan restructuring proposal of problem accounts management reports and special reports as required.

Skills

Data analysis

Credit risk

Financial analysis

MS Excel

Education

University Degree

Tools

MS Excel

Job description

• Work independently in monitoring and handling the problem loan portfolio
• Monitor daily activities related to debt collections to ensure compliance to regulations
• Liaise with solicitors, auctioneers and agents regarding recovery actions
• Provide recommendation on change in account classification, making appropriate impairment and charge-off of accounts
• Prepare loan restructuring proposal of problem accounts management reports and special reports as required
• University Degree with minimum 3 years of banking experience
• Knowledgeable in credit risk modeling and banking products
• Strong credit sense and conversant with financial analysis
• Proficiency in data analysis using MS Excel
• With Enhanced Competency Framework (ECF) qualification is preferable