Senior Credit Risk Analyst - Commercial Lending

Fusion Bank Limited; Hong Kong; On-site; HKD 600,000 - 900,000; Full time

Job summary

Fusion Bank Limited, a licensed digital bank in Hong Kong, seeks a seasoned Credit Risk Manager to perform credit evaluation and risk assessment on commercial proposals and periodic reviews. Identify risk factors, monitor exposures, and support risk mitigation across bilateral, cross-border, and trade finance facilities.

The role requires a Bachelor’s degree in economics/finance/accounting, at least 5 years of credit review experience, strong data analysis and Excel proficiency, and bilingual

Qualifications

• 5+ years of credit review/approval experience in bilateral and cross-border loans and trade finance.
• Ability to analyze and interpret platform-generated data.
• Strong communication skills and teamwork.

Responsibilities

• Perform credit evaluation and risk assessment on commercial credit proposals and periodic reviews.
• Conduct credit assessments on commercial lending and trade finance products.
• Identify risk factors, conduct credit evaluation and monitoring.
• Analyze risks and risk mitigation of credit applications.

Skills

Credit risk

Risk evaluation

Data analysis

Excel

Communication

Team player

Chinese-English

Putonghua

Education

Bachelor’s degree in economics, finance or accounting

Tools

Microsoft Word

Microsoft Excel

Job description

Fusion Bank Limited, a licensed digital bank in Hong Kong, seeks a seasoned Credit Risk Manager to perform credit evaluation and risk assessment on commercial proposals and periodic reviews. Identify risk factors, monitor exposures, and support risk mitigation across bilateral, cross-border, and trade finance facilities.

The role requires a Bachelor’s degree in economics/finance/accounting, at least 5 years of credit review experience, strong data analysis and Excel proficiency, and bilingual