Senior Credit Approver, SME & Trade Finance

Fusion Bank Limited; Hong Kong; On-site; HKD 600,000 - 900,000; Full time

Job summary

Fusion Bank Limited is seeking a Senior Credit Approving Officer in Hong Kong to evaluate and approve commercial credit proposals, including cross-border and trade finance transactions.

You will assess risk factors, monitor credit quality, and provide thorough analyses to support lending decisions while collaborating with a dynamic team. Fluency in Chinese and English is required; Putonghua is a plus. Immediate availability is advantageous.

Qualifications

• University degree in economics, finance or accounting.
• Minimum 3 years SME/MME banking experience in credit review/approval for bilateral and cross-border lending.
• Experience with trade finance products (including supply chain finance and factoring) preferred.
• Ability to analyze platform-generated data usability.
• Proficient in Word and Excel.
• Strong communication skills and teamwork.

Responsibilities

• Perform credit evaluation and risk assessment on commercial credit proposals and periodic reviews.
• Conduct credit assessments on commercial lending and trade finance products.
• Identify risk factors, conduct credit evaluation and monitoring.
• Analyze risks and risk mitigation of credit applications.

Skills

Credit evaluation

Risk assessment

MS Word & Excel

Communication skills

Teamwork

Bilingual English/Chinese

Education

Bachelor's degree in Economics/Finance/Accounting

Job description

Fusion Bank Limited is seeking a Senior Credit Approving Officer in Hong Kong to evaluate and approve commercial credit proposals, including cross-border and trade finance transactions.

You will assess risk factors, monitor credit quality, and provide thorough analyses to support lending decisions while collaborating with a dynamic team. Fluency in Chinese and English is required; Putonghua is a plus. Immediate availability is advantageous.