Senior Credit Control Lead — Strategy & Growth

AEON Credit Service (Asia) Co., Ltd.; Hong Kong; On-site; HKD 900,000 - 1,300,000; Full time

Benefits offered by this job

Medical & dental insurance

Staff discount in AEON group

Friendly working environment

Casual attire

Job summary

AEON Credit Service (Asia) Co., Ltd. in Hong Kong seeks a Senior Manager, Credit Control to lead the Credit Control Department. You will shape underwriting standards, monitor performance, and optimize credit risk across Hong Kong and China operations.

A seasoned leader with strong analytics will drive policies and portfolio performance while managing a high-performing team. The role requires extensive experience in retail lending, credit approval, and risk management, with fluency in English,

Qualifications

• Bachelor's degree in Business Administration, Economics, Risk Management, Finance or related discipline.
• Minimum 8 years of solid experience in retail lending, consumer finance, credit card and unsecured loan underwriting.
• Proven track record in credit approval, policy development and portfolio risk management.
• Strong analytical and problem-solving skills with the ability to interpret complex credit and portfolio data.

Responsibilities

• Develop, review and enhance credit underwriting standards, policies, and operating procedures.
• Monitor portfolio performance indicators and recommend improvement initiatives.
• Drive credit limit assignment, risk segmentation and cross-selling strategies.
• Utilize credit scoring models, data analytics and risk assessment tools for decision-making.
• Review and approve exceptional credit applications and high-value lending cases.
• Partner with Analytics, Business, Operations and other stakeholders to implement portfolio strategies.
• Ensure compliance with regulatory requirements, internal policies and audit standards.
• Lead and develop a team of credit approval professionals across HK and China operations.
• Drive process improvement and efficiency within the credit approval function.

Skills

Credit underwriting

Credit scoring

Data analytics

Leadership

Stakeholder management

Education

Bachelor's degree in Business Administration, Economics, Risk Management, Finance

Job description

AEON Credit Service (Asia) Co., Ltd. in Hong Kong seeks a Senior Manager, Credit Control to lead the Credit Control Department. You will shape underwriting standards, monitor performance, and optimize credit risk across Hong Kong and China operations.

A seasoned leader with strong analytics will drive policies and portfolio performance while managing a high-performing team. The role requires extensive experience in retail lending, credit approval, and risk management, with fluency in English,