Senior Credit Analyst — SME & Corporate Lending

Bank of Communications Co., Ltd. Hong Kong Branch; Hong Kong; On-site; HKD 900,000 - 1,400,000; Full time

Benefits offered by this job

Competitive remuneration

Job summary

Bank of Communications Co., Ltd. Hong Kong Branch is seeking an experienced credit professional to evaluate SME credit applications and approve loans within delegated authority.

You will monitor portfolio quality through regular credit reviews and contribute to sound risk decisions in a dynamic banking environment. The ideal candidate has at least 8 years of credit-approval experience focused on SME, commercial and corporate banking, a relevant degree, and strong English and Chinese language

Qualifications

• Minimum 8 years of credit approval experience with SME/commercial banking focus.
• Bachelor degree or above in Business Administration, Finance, Accounting, Economics, or Risk Management (HKQF level 5).
• Strong English and Chinese language skills; Putonghua is an advantage.

Responsibilities

• Evaluate credit applications submitted by relationship managers for SME clients.
• Approve loan applications independently within delegated authority.
• Monitor portfolio quality by conducting regular credit reviews.

Skills

Self-motivated

Team player

Deadline oriented

Education

Degree in Business Administration/Finance/Accounting/Economics/Risk Management (HKQF level 5)

Job description

Bank of Communications Co., Ltd. Hong Kong Branch is seeking an experienced credit professional to evaluate SME credit applications and approve loans within delegated authority.

You will monitor portfolio quality through regular credit reviews and contribute to sound risk decisions in a dynamic banking environment. The ideal candidate has at least 8 years of credit-approval experience focused on SME, commercial and corporate banking, a relevant degree, and strong English and Chinese language