Senior Credit Analyst

Smith & Associates Far East Ltd.; Hong Kong; On-site; HKD 550,000 - 800,000; Full time

Benefits offered by this job

Double Pay

Discretionary Bonus & Medical Scheme

Fast-track progression opportunities

Prime office environment in a newlyRen

Tuition reimbursement & wellness/gym

Job summary

Smith & Associates Far East Ltd. is seeking a Credit KYC Compliance Analyst to conduct onboarding and ongoing due diligence for customers, suppliers, and counterparties.

The role evaluates legal structures, financial standing, and compliance risks to supportcredit decisions while partnering across Credit, Sales, Finance, Legal, and Operations. You will perform sanctions and adverse-media screenings, analyze corporate financials, and prepare risk reports for management.

Qualifications

• Bachelor's degree in Finance, Accounting, Business, Economics, Risk Management, or a related field.
• 5+ years for Senior Credit Analyst; 3-5 years for Credit Analyst.
• Strong understanding of corporate documentation, beneficial ownership, sanctions/adverse media screening, and financial statement analysis.
• Advanced MS Excel, MS Office proficiency.

Responsibilities

• KYC & Due Diligence: Onboarding and periodic reviews; verify entities, signatories and ownership structures.
• Compliance Screening: Sanctions, PEP, watchlist, adverse-media checks; investigate risks.
• Credit Risk Assessment: Analyze financials, payment histories, and industry factors to set risk ratings and limits.
• Stakeholder & File Management: Collaborate with Sales and internal teams; maintain audit-ready risk reports.

Skills

Analytical thinking

Financial judgment

Communication

Integrity

KYC & due diligence

Credit risk assessment

Stakeholder management

Excel

MS Office

Education

Bachelor's degree in Finance, Accounting, Business, Economics, Risk Management, or related field

Tools

MS Excel

MS Office

Job description

About Smith

Founded in 1984, Smith is the leading independent distributor of electronic components, ranking eighth globally. We source, manage, and distribute components across mobile, computing, automotive, and appliance industries—generating USD $3.4 billion in 2025 sales across 20+ global offices. Learn more at smithweb.com.

The Credit KYC Compliance Analyst conducts due diligence and credit assessments on prospective and existing customers, suppliers, and counterparties. You will evaluate legal structures, financial standing, and compliance risks to support informed credit decisions while partnering across Credit, Sales, Finance, Legal, and Operations.

What We Offer

• Double Pay
• Discretionary Bonus & Medical Scheme
• Fast-track progression opportunities
• Prime office environment in a newly renovated space
• Tuition reimbursement & wellness/gym sponsorships
• Mobile allowance & team activities

Key Responsibilities

• KYC & Due Diligence: Perform onboarding and periodic reviews (CDD/EDD); verify legal entities, authorized signatories, and ultimate beneficial ownership structures.
• Compliance Screening: Run sanctions, PEP, watchlist, and adverse-media screenings; investigate matches and elevate credible risks per policy.
• Credit Risk Assessment: Analyze corporate financials, payment histories, and industry factors to guide risk-rating decisions and credit limits.
• Stakeholder & File Management: Partner with Sales and internal teams to gather documentation efficiently while maintaining clear, audit-ready compliance records and concise risk reports.

Core Competencies

• Analytical & Critical Thinking: Sharp attention to detail to spot data discrepancies, red flags, or opaque corporate structures.
• Financial Judgment: Ability to translate financial statements and market indicators into actionable credit decisions.
• Communication & Integrity: Skill in writing clear risk assessments, managing stakeholder expectations professionally, and handling sensitive data with high integrity.

Minimum Requirements

• Education: Bachelor's degree in Finance, Accounting, Business, Economics, Risk Management, or a related field.
• Experience: Candidates with 5+ years of relevant experience will be considered for the Senior Credit Analyst position, while those with 3-5 years of experience will be considered for the Credit Analyst position.
• Technical Knowledge: Strong understanding of corporate documentation, beneficial ownership, sanctions/adverse media screening, and financial statement analysis.
• Systems: Advanced MS Excel, MS Office proficiency, and familiarity with standard accounting/business research tools.

We are an Equal Opportunity/Affirmative Action Employer.

Founded in 1984, Smith is the leading independent distributor of electronic components.

Smith's Intelligent Distribution™ model offers a comprehensive suite of flexible and scalable supply chain solutions to source, manage, test, and ship billions of components to partners worldwide in every industry and vertical.

The company is backed by more than 25 certifications and accreditations and has developed and implemented sustainable practices that exceed industry and regulatory requirements.

Building on its decades of market data, cutting-edge technology, and a systems-based approach to quality excellence, Smith generated more than USD $3.4 billion in global revenue in 2025 and ranks eighth among all global distributors.

Visit www.smithweb.com to learn more.