Margin Financing Specialist - Wealth Management Department

Huatai Financial Holdings (Hong Kong) Limited; Hong Kong; Vor Ort; HKD 900.000 - 1.400.000; Vollzeit

Zusammenfassung

Huatai Financial Holdings (Hong Kong) Limited seeks a Margin Financing Specialist to assist with financing limit and margin ratio applications, conduct internal risk analyses, and drive overall margin business growth.

The role monitors margin exposures across client portfolios, collaborates with the sales team to resolve deficits and collateral shortfalls, and develops internal policies and guidelines to enhance operations. Proficiency in English and Mandarin is required.

Qualifikationen

• 5+ years in financial services with direct margin financing experience.
• Knowledge of stock pledge and SBL is a plus.
• First Line of Defense/credit risk or risk analysis experience is preferred.
• Understanding HK and US stock markets and margin financing risks.
• Knowledge of client characteristics, demand, and financing needs.
• Bachelor level education or higher; advanced degrees beneficial.

Aufgaben

• Assist with financing limit and margin ratio applications and risk analyses.
• Monitor margin exposures across client portfolios and follow up with sales to resolve deficits.
• Develop and upgrade internal margin financing policies and guidelines.
• Negotiate margin loan transactions with Legal, Compliance, Risk, and Operations.
• Explore alternative financing frameworks (Reverse SBL, repo, swaps).
• Prepare margin financing materials (client profiles, case studies, pitch decks).

Kenntnisse

Margin financing

Risk analysis

Stakeholder negotiation

English & Mandarin

Ausbildung

Bachelor degree or above

Master degree (advantage)

Jobbeschreibung

1. Assist with financing limit and margin ratio applications, conduct internal risk analyses, and manage project implementation to drive overall margin business growth.

2. Actively monitor margin exposure levels across client portfolios and follow up promptly with the sales team to resolve margin deficits and collateral shortfalls.

3. Develop, maintain, and continuously upgrade internal margin financing policies and operational guidelines.

4. Negotiate directly with internal stakeholders (Legal, Compliance, Risk Management, and Operations) on bespoke margin loan transactions and complex financing structures.

5. Explore, design, and expand alternative equity and product financing frameworks, including Reverse SBL, repo, swaps, and other derivative financing structures.

6. Organize and prepare margin financing business materials, including client profiles, case studies, marketing pitch decks/scripts, and investor education resources

Qualification:

1. Minimum 5 years of experience in the financial services industry, with direct experience in margin financing. Knowledge of stock pledge and SBL is a plus.

2. Previous experience in a First Line of Defense control, credit risk, or risk analysis role is highly preferred.

3. Has a solid understanding of Hong Kong and US stock market, including knowledge and risks of margin financing and other financing-related business.

4. Has a good understanding of margin financing client's characteristics, demand, trading strategies, and financing needs

5. Bachelor degree or above. Master degree, or interdisciplinary background in Finance, Science & Engineering is an advantage

6. Proficiency in English and Mandarin