Senior Credit Risk Manager: Margin Financing & Securities

NexusSearch

Hong Kong

On-site

HKD 900,000 - 1,500,000

Full time

14 days+

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Job summary

NexusSearch in Hong Kong seeks a seasoned credit risk professional to lead policy development, underwriting and risk reporting for margin financing and related lending. You will work with compliance, operations and IT to strengthen risk controls and ensure SFC compliance.

The role requires 6+ years in credit risk within HK retail securities, proficiency in Excel risk analytics and fluency in English, Cantonese and Mandarin.

Qualifications

  • Bachelor's degree in Finance, Accounting, Risk or related fields.
  • Minimum 6 years credit risk experience at HK retail securities broker with margin financing exposure.
  • Deep knowledge of SFC Type 8 licensing rules, Financial Resources Rules & collateral requirements.
  • Hands-on experience monitoring HK/US stock collateral, IPO grey market lending portfolios.
  • Advanced Excel skills for risk data analysis; familiarity with brokerage risk systems.
  • Fluent English, Cantonese & Mandarin.

Responsibilities

  • Draft & update SFC-compliant credit policies for margin financing, IPO loans, stock & bullion secured lending.
  • Conduct credit underwriting, assess client financial status, set credit limits & collateral haircuts.
  • Daily monitor portfolio LTV, single-stock concentration, volatile collateral & overdue margin accounts.
  • Oversee margin call, early warning and forced liquidation workflows.
  • Run portfolio stress tests and prepare weekly/monthly credit risk MIS for Risk Committee & senior management.
  • Collaborate with frontline branches, compliance, ops and IT to optimise risk control systems.
  • Handle delinquent accounts, design recovery procedures and recommend bad debt provisions.
  • Supervise credit analysts, review assessment reports and deliver regulatory compliance training.

Skills

Credit risk analysis
SFC Type 8 licensing rules
Risk data analysis in Excel
Portfolio monitoring
Fluent in English, Cantonese & Mandari

Education

Bachelor's degree in Finance/Accounting/Risk
FRM/CFA preferred

Tools

brokerage risk systems

Job description

NexusSearch in Hong Kong seeks a seasoned credit risk professional to lead policy development, underwriting and risk reporting for margin financing and related lending. You will work with compliance, operations and IT to strengthen risk controls and ensure SFC compliance.

The role requires 6+ years in credit risk within HK retail securities, proficiency in Excel risk analytics and fluency in English, Cantonese and Mandarin.

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