Manager / Senior Manager, Credit Control

ORIX Asia Limited; Hong Kong; On-site; HKD 600,000 - 900,000; Full time

Job summary

ORIX Asia Limited is seeking a Manager/Senior Manager, Credit Control in Hong Kong to lead and support the department head in managing overdue payments and risky accounts. This role focuses on reducing credit risk and guiding the collection process across multiple portfolios.

You will negotiate settlements, coordinate with frontline, back office and legal partners, monitor collateral sales, and provide regular risk reporting to senior management. Immediate availability is preferred.

Qualifications

• Bachelor's degree in Finance, Commerce, or related field.
• At least 4 years of experience in financial analysis or debt management.
• Experience with collections in Vehicle, Equipment Financing and SME portfolios.
• Knowledge of relevant collection laws.
• Excellent communication and presentation skills.
• Strong business acumen and analytical skills.
• Immediate availability preferred.

Responsibilities

• Keep an eye on potential default and / overdue accounts and work to resolve payment issues.
• Manage the collection process and track progress.
• Follow company policies when collecting payments.
• Negotiate with customers to settle debts and / or prepare debt restructuring proposals for customers in need.
• Liaise with internal and external parties, including but not limited to frontline, back office, and legal firms, etc. for execution of collection activities and to attend meetings and/or court cases related to debt recovery.
• Help with inspections and monitor the sale of collateral.
• Provide regular reporting and review on potential default and credit risk assessment, share insights and recommendations to senior management
• Assist in ad-hoc tasks as assigned

Skills

Financial analysis

Debt management

Communication skills

Presentation skills

Analytical skills

Team player

Pressure handling

English & Chinese

Education

Bachelor's degree in Finance or related field

Job description

Manager / Senior Manager, Credit Control

ORIX Asia Limitedand its affiliates and subsidiaries, headquartered in Japan with network in more than 37 countries, is one of the leading financial institutions and a Restricted License Bank in Hong Kong. We are looking for high caliber to join us in the following position:

Senior Manager / Manager, Credit Control (Experience in handling debt recovery in Vehicle Finance and Equipment Financing is a plus)

As part of this role, you'll be supporting the department head in managing overdue payments and problematic accounts. Your main goal is to reduce risks and boost the company's recovery efforts.

Responsibilities

• Keep an eye on potential default and / or overdue accounts and work to resolve payment issues.
• Manage the collection process and track progress.
• Follow company policies when collecting payments.
• Negotiate with customers to settle debts and / or prepare debt restructuring proposals for customers in need.
• Liaise with internal and external parties, including but not limited to frontline, back office, and legal firms, etc. for execution of collection activities and to attend meetings and/or court cases related to debt recovery.
• Help with inspections and monitor the sale of collateral.
• Provide regular reporting and review on potential default and credit risk assessment, share insights and recommendations to senior management
• Assist in ad-hoc tasks as assigned

Requirements

• Bachelor's degree in Finance, Commerce, or a related field.
• At least 4 years of experience in financial analysis or debt management.
• Experience with collections in Vehicle, Equipment Financing and / or SME portfolios and loan restructure implementation is a plus.
• Knowledge of relevant collection laws.
• Excellent communication and presentation skills.
• A good team player with strong business acumen and analytical skills.
• Able to work under pressure and meet tight deadlines.
• Proficient in both spoken and written English and Chinese, fluent in Putonghua is preferable.
• Immediate available is preferred