FCC Business Analyst(A109026)

ZhongAn Technologies International Group Limited; Hong Kong; On-site; HKD 900,000 - 1,200,000; Full time

Job summary

ZhongAn Technologies International Group Limited in Hong Kong seeks a senior Product/Project Manager with strong risk control background to lead requirements planning for a transaction monitoring system and drive compliant, high-quality product delivery.

You will own PRD documentation, coordinate cross-functional teams, and continuously refine management processes while aligning with HK/ Mainland China AML and regulatory standards. Strong stakeholder engagement is required.

Qualifications

• Bachelor’s degree or above in Computer Science, Law, Finance, or related disciplines.
• 5+ years in product management or project management, with a background in risk control or anti-fraud being a strong plus.
• Proficiency in requirement analysis, PRD writing, and requirement management processes, with substantial hands-on experience.
• Familiarity with transaction monitoring and risk control technologies and workflows.
• Solid understanding of Hong Kong or Mainland China banking and licensed institution regulatory requirements and industry standards, particularly in AML and anti-fraud.
• Working knowledge of AML systems, KYC processes, and other risk-control/anti-fraud technologies.
• Excellent project management skills, with the ability to drive products efficiently from requirements to launch.
• Strong communication and coordination skills, team-oriented mindset, logical thinking, and adept at solving complex problems.

Responsibilities

• Conduct in-depth business requirement analysis through comprehensive research and stakeholder interviews.
• Write clear and detailed PRD (Product Requirement Documents), specifying product features and functional details.
• Organise and lead requirement review sessions to align cross-functional perspectives and secure consensus.
• Establish and maintain a robust requirement management process to ensure effective tracking and implementation of requirements.
• Continuously refine the requirement management framework to enhance team collaboration efficiency and product quality.
• Develop project plans, monitor progress, and ensure timely delivery.
• Coordinate with technical, compliance, operations, and other teams to resolve issues and challenges throughout the project lifecycle.
• Own the requirements planning for the transaction monitoring system, ensuring real-time transaction surveillance to detect anomalous behaviour.
• Leverage data analysis methods to support the formulation and enhancement of risk control strategies.
• Stay abreast of relevant banking policies and regulations to ensure product and process adherence to compliance requirements.
• Adjust product strategies and processes in response to the latest regulatory developments.
• Enhance the product's AML and anti-fraud capabilities, while improving overall product usability and performance.

Skills

Requirement analysis

PRD writing

Requirement management

Risk control knowledge

AML / anti-fraud

Transaction monitoring

Project management

Cross-functional collaboration

Communication skills

Education

Bachelor’s degree or above in Computer Science, Law, Finance, or related disciplines

Tools

AML systems

KYC processes

Job description

Responsibilities

• Conduct in‑depth business requirement analysis through comprehensive research and stakeholder interviews.
• Write clear and detailed PRD (Product Requirement Documents), specifying product features and functional details.
• Organise and lead requirement review sessions to align cross‑functional perspectives and secure consensus.

2. Requirement Management & Process Optimisation

• Establish and maintain a robust requirement management process to ensure effective tracking and implementation of requirements.
• Continuously refine the requirement management framework to enhance team collaboration efficiency and product quality.
• Develop project plans, monitor progress, and ensure timely delivery.
• Coordinate with technical, compliance, operations, and other teams to resolve issues and challenges throughout the project lifecycle.
• Own the requirements planning for the transaction monitoring system, ensuring real‑time transaction surveillance to detect anomalous behaviour.
• Leverage data analysis methods to support the formulation and enhancement of risk control strategies.

5. Compliance Management & Regulatory Tracking

• Stay abreast of relevant banking policies and regulations to ensure product and process adherence to compliance requirements.
• Adjust product strategies and processes in response to the latest regulatory developments.
• Enhance the product's anti‑money laundering (AML) and anti‑fraud capabilities, while improving overall product usability and performance.

Mandatory

• Bachelor’s degree or above, preferably in Computer Science, Law, Finance, or related disciplines.
• 5+ years of experience in product management or project management, with a background in risk control or anti‑fraud being a strong plus.
• Proficiency in requirement analysis, PRD writing, and requirement management processes, with substantial hands‑on experience.
• Familiarity with transaction monitoring and risk control technologies and workflows.
• Solid understanding of Hong Kong or Mainland China banking and licensed institution regulatory requirements and industry standards, particularly in AML and anti‑fraud.
• Working knowledge of AML systems, KYC processes, and other risk‑control/anti‑fraud technologies.
• Excellent project management skills, with the ability to drive products efficiently from requirements to launch.
• Strong communication and coordination skills, team‑oriented mindset, logical thinking, and adept at solving complex problems.

Preferred (Plus)

• Proven experience as a bank representative in successfully implementing risk‑control projects in collaboration with the Hong Kong Monetary Authority (HKMA).
• Understanding of AI and machine learning applications in the risk‑control domain.
• Fluent in both English and Chinese (written and spoken); Cantonese is an advantage.

ZhongAn Technologies International Group Limited ("ZA International") was established in Hong Kong in December 2017 by ZhongAn Online P & C Insurance Co., Ltd. (HKEX stock code: 6060), an online‑only insurtech company in China,

to explore international business development, collaboration and investment opportunities in the areas of fintech and insurtech in overseas markets. In August 2018, ZA International and SoftBank Vision Fund announced cooperation to boost ZhongAn’s technology

solutions businesses outside China, with an initial focus on Asia. In September 2018, ZA International announced that it would support the digital transformation of Sompo, a Japanese insurance giant, with its next‑generation insurance system built upon end‑to‑end

cloud technologies. In January 2019, ZA International and Grab, Southeast Asia’s leading online‑to‑offline mobile platform, announced the establishment of a joint venture to enter the digital insurance distribution business in the region. In Oct 2021, ZATI

raised USD230m+ in Series A funding from investors including AIA and Chow Tai Fook, and became a home‑grown HK FinTech unicorn.

On 24 March 2020, ZA Bank, a subsidiary of ZA International, officially became the first virtual bank in Hong Kong, providing Hong Kong customers with banking products and services that break conventions and time boundaries. On 4 May 2020, ZA Life Limited,

a joint venture between ZA International and Fubon Life Insurance (Hong Kong) Company Limited, was granted a digital‑only insurer license by the Hong Kong Insurance Authority under its Fast Track pilot scheme, operating under the trade name "ZA Insure". It

aims to serve the needs of different people with innovative insurance services and products, offering protection to a wider population.

ZhongAn Technologies International Group Limited ("ZA International") was established in Hong Kong in December 2017 by ZhongAn Online P & C Insurance Co., Ltd. (HKEX stock code: 6060), an online‑only insurtech company in China,

to explore international business development, collaboration and investment opportunities in the areas of fintech and insurtech in overseas markets. In August 2018, ZA International and SoftBank Vision Fund announced cooperation to boost ZhongAn’s technology

solutions businesses outside China, with an initial focus on Asia. In September 2018, ZA International announced that it would support the digital transformation of Sompo, a Japanese insurance giant, with its next‑generation insurance system built upon end‑to‑end

cloud technologies. In January 2019, ZA International and Grab, Southeast Asia’s leading online‑to‑offline mobile platform, announced the establishment of a joint venture to enter the digital insurance distribution business in the region. In Oct 2021, ZATI

raised USD230m+ in Series A funding from investors including AIA and Chow Tai Fook, and became a home‑grown HK FinTech unicorn.

On 24 March 2020, ZA Bank, a subsidiary of ZA International, officially became the first virtual bank in Hong Kong, providing Hong Kong customers with banking products and services that break conventions and time boundaries. On 4 May 2020, ZA Life Limited,

a joint venture between ZA International and Fubon Life Insurance (Hong Kong) Company Limited, was granted a digital‑only insurer license by the Hong Kong Insurance Authority under its Fast Track pilot scheme, operating under the trade name "ZA Insure". It

aims to serve the needs of different people with innovative insurance services and products, offering protection to a wider population.

ZhongAn Technologies International Group Limited ("ZA International") was established in Hong Kong in December 2017 by ZhongAn Online P & C Insurance Co., Ltd. (HKEX stock code: 6060), an online‑only insurtech company in China,

to explore international business development, collaboration and investment opportunities in the areas of fintech and insurtech in overseas markets. In August 2018, ZA International and SoftBank Vision Fund announced cooperation to boost ZhongAn’s technology

solutions businesses outside China, with an initial focus on Asia. In September 2018, ZA International announced that it would support the digital transformation of Sompo, a Japanese insurance giant, with its next‑generation insurance system built upon end‑to‑end

cloud technologies. In January 2019, ZA International and Grab, Southeast Asia’s leading online‑to‑offline mobile platform, announced the establishment of a joint venture to enter the digital insurance distribution business in the region. In Oct 2021, ZATI

raised USD230m+ in Series A funding from investors including AIA and Chow Tai Fook, and became a home‑grown HK FinTech unicorn.

On 24 March 2020, ZA Bank, a subsidiary of ZA International, officially became the first virtual bank in Hong Kong, providing Hong Kong customers with banking products and services that break conventions and time boundaries. On 4 May 2020, ZA Life Limited,

a joint venture between ZA International and Fubon Life Insurance (Hong Kong) Company Limited, was granted a digital‑only insurer license by the Hong Kong Insurance Authority under its Fast Track pilot scheme, operating under the trade name "ZA Insure". It

aims to serve the needs of different people with innovative insurance services and products, offering protection to a wider population.