Credit Risk Manager

Bright Smart Securities International (H.K.) Limited; Hong Kong; On-site; HKD 900,000 - 1,500,000; Full time

Benefits offered by this job

Competitive remuneration package

5 Days Work & Bank Holidays

Attendance Bonus

Discretionary Bonus

Medical Insurance

Job summary

Bright Smart Securities International (H.K.) Limited is seeking an experienced risk management professional in Hong Kong to develop and continuously improve risk policies, procedures, systems and tools. The role focuses on monitoring credit risk, margin ratios, limit utilization, and risk reporting across the firm, with a strong emphasis on cross-border (HK/US) activities and Mandarin communication.

Ideal candidates hold a bachelor’s degree in related fields; FRM/CFA preferred, with 6+ years of

Qualifications

• Bachelor degree in Risk Management, Finance, Accounting or related fields; FRM/CFA preferred.
• At least 6 years of credit risk management experience at a large securities firm.
• Familiar with HK and US markets: margin financing, futures, options, and margin models.
• Ability to analyze corporate financial statements, including ratio and cash flow analysis.
• Excellent verbal and written communication in Mandarin.
• Self-motivated learner with strong credit analysis and macro knowledge.
• Able to multitask and work independently in a fast-paced environment.
• Immediately available is preferred.

Responsibilities

• Develop and continuously improve risk management policies, procedures, systems and tools
• Maintain and optimize stock margin ratios and blacklist
• Monitor and manage risk exposures and limit utilization at company, counterparty and product levels
• Conduct risk assessment and recommendations on limit applications, new business/product development and other risk related projects
• Support wealth management business by providing financial product listing standards and product risk ratings
• Provide regular and ad hoc risk reports to the business and management
• Perform additional duties and support other risk management projects when required

Skills

Credit risk analysis

Financial statement analysis

Risk management

Communication skills

Mandarin proficiency

Self-motivation

Independent work

Multitasking

Market knowledge HK/US

Education

Bachelor degree in Risk Management, Finance, Accounting

Job description

Develop and continuously improve risk management policies, procedures, systems and tools

Maintain and optimize stock margin ratios and blacklist

Monitor and manage risk exposures and limit utilization at company, counterparty and product levels

Conduct risk assessment and recommendations on limit applications, new business/product development and other risk related projects

Support wealth management business by providing financial product listing standards and product risk ratings

Provide regular and ad hoc risk reports to the business and management

Perform additional duties and support other risk management projects when required

Requirement & Qualifications:

Bachelor degree in Risk Management, Finance, Accounting or related fields. FRM/ CFA is preferred

At least 6 years of credit risk management experience at a large securities firm

Familiar with Hong Kong and US markets including margin financing, futures, options, and the related margin models, margin call/forced liquidation procedures and limit management

Ability to analyze corporate financial statements, including ratio analysis, cash flow analysis, and suspicious financial manipulation

Excellent verbal and written communication skills, with a strong proficiency in Mandarin.

Self-motivated learner with the ability to master credit analysis skills, global macroeconomic trends, and industry-specific knowledge

Strong ability to multitask and work independently in a fast-paced environment

Immediately available is preferred

We Offer:

• Competitive remuneration package
• 5 Days Work & Bank Holidays
• Attendance Bonus
• Discretionary Bonus
• Medical Insurance

We provide attractive remuneration package and fringe benefits for the right candidate.

公司簡介
耀才證券金融集團有限公司 (上市編號: 01428)於2010年在港交所主板上市，主要從事證券、期貨及期權經紀業務。