Credit Analyst (Fintech) - SC

Classy Wheeler Limited; Hong Kong; On-site; HKD 334,800 - 502,200; Full time

Job summary

A financial technology firm is urgently seeking an experienced Credit Analyst to join their growing team in Hong Kong. The role involves performing credit evaluation, coordinating with relationship managers on credit applications, and ensuring efficient processing. Candidates should have relevant degree, at least 2 years of experience in credit assessment, strong analytical and communication skills, and fluency in Putonghua along with English and Chinese.

Qualifications

• Degree holder, preferably in finance, accounting or other business related fields.
• At least 2 years of credit assessment experience in sizable financial institutions.
• Strong analytical skills and logical credit judgment.

Responsibilities

• Perform credit evaluation and risk assessment on commercial credit proposals.
• Coordinate with relationship managers for credit applications.
• Ensure efficient turnaround of credit processing.

Skills

Credit assessment

Analytical skills

Communication skills

Problem solving

Team player

Education

Degree in finance, accounting or business

Job description

Our client a Fintech company which bring experiences from Commercial Banking, Investment Banking and Traditional Factoring businesses together to build a successful trade financing platform. They are now urgently seeking an experiencedCredit analyst to join their rapidly growing team

Job Description

• Perform credit evaluation and risk assessment on commercial credit proposals and review. Provide recommendation on applications and response to waiver requests.
• Coordinate with relationship managers for matters relating to credit applications, provide input on structuring of more complicated transactions.
• Ensure efficient turnaround of credit processing.
• Identify and drive process improvements and other initiatives.

Job Requirements

• Degree holder, preferably in finance, accounting or other business related fields. CFA, CPA or FRM is a plus.
• At least 2 years’ solid credit assessment experience in sizable financial institutions with great knowledge of trade finance, commercial lending, lending guidelines and market credit practice. Ideally with a strong knowledge in lending to Chinese enterprises, SME and e-commerce industry.
• Strong analytical skills, report writing and problem solving skills with logical credit judgment.
• Good team player with tactful inter-personal & communication skills, self-motivated and detail-minded with strong risk control sense and analytical skills.
• Fluent in Putonghua and good command on both spoken and written English and Chinese.