Corporate Credit Analyst / Approver

China Construction Bank (Asia); Hong Kong; On-site; HKD 334,800 - 502,200; Full time

Job summary

A major financial institution in Hong Kong is seeking a Credit Analyst to conduct evaluations of credit proposals for corporate clients. The role requires a minimum of 5 years of experience in credit analysis within commercial banking. Ideal candidates will have strong analytical abilities, be detail-oriented, and possess excellent communication skills in both English and Chinese. Proficiency in Microsoft Word and Excel is essential. The position includes monitoring credit quality and participating in related bank projects.

Qualifications

• Minimum 5 years' credit analysis experience in commercial banking.
• Proficient in both English and Chinese (Putonghua required).
• Candidates with more experience can be considered as Credit approver.

Responsibilities

• Conduct analysis, assessment, and evaluation of credit proposals.
• Assist in monitoring credit quality of commercial clients.
• Review and validate risk rating scorecards.
• Monitor credit limit excess and credit events.
• Participate in projects relating to commercial credit risk.

Skills

Analytical skills

Interpersonal skills

Communication skills

Detail-oriented

Multi-tasking

Education

University degree in Business/Finance/Accounting

Tools

Microsoft Word

Microsoft Excel

Job description

Main Responsibilities

Conduct analysis, assessment and evaluation on credit proposals for corporate clients.

• Assist to ensure the proper handling of credit request and to monitor a high credit quality of the bank's portfolio of commercial clients
• Review and validate risk rating scorecards
• Monitor credit limit excess, credit ratings/loan classification changes, adverse news release, credit events and developments relating to counterparties
• Perform regular reporting, portfolio analysis and research duties
• Participate in bank projects relating to commercial credit risk and ad-hoc duties
• Visit Commercial clients with relationship managers

Qualifications

• University degree holder, major in Business/Finance/Accounting or other related disciplines
• Minimum 5 years' credit analysis experience on Commercial banking credits
• Candidates with more experience or prior approval authority can be considered as Credit approver
• Detail-oriented, good analytical, interpersonal and communication skills
• Good command of written and spoken English and Chinese (Putonghua is a must)
• Proficient in PC applications, including Microsoft Word and Excel
• Multi-tasked and able to work under tight timelines

To apply, please submit your application along with your resume to [e-mail]. Applicants who are not contacted within 8 weeks may consider their applications unsuccessful and their personal data will be retained by the bank for a period up to two years.

All information provided by applicants will be used for recruitment purposes only and will be used strictly in accordance with the bank’s personal data policies, a copy of which will be provided upon request.