AVP Credit Underwriter Wealth Lending & Structured Products

Citi; Hong Kong; On-site; HKD 900,000 - 1,500,000; Full time

Job summary

Citi in Hong Kong seeks an AVP, Credit Underwriter (Internal Title: Underwriter - C12) to join the Wealth lending team. You will manage a portfolio of complex client credits, perform full underwriting, and ensure adherence to Citi policies while collaborating with Lending Advisors and Risk partners to safeguard assets.

Ideal candidates bring strong analytical skills, experience with derivatives and structured products, and a proactive, team-oriented approach in a fast-paced banking environment.

Qualifications

• 6-10 years of relevant banking experience.
• Experience as a credit officer or underwriter.
• Strong knowledge of Citi's Credit Policies, Product Programs, and Citi Policies.

Responsibilities

• Lead full credit underwriting with sound risk-return characteristics.
• Prepare Credit Applications with accurate information and analysis.
• Conduct financial analysis including cash flow modeling.
• Evaluate collateral such as portfolios, CRE, aircraft, art, and other assets.
• Prepare and review facility covenants and credit documentation.
• Assist in Portfolio Management activities and covenant monitoring.

Skills

Credit analysis

Financial modeling

Risk assessment

Derivatives knowledge

Stakeholder management

Education

Bachelor's degree

Master's degree preferred

Job description

Citi in Hong Kong seeks an AVP, Credit Underwriter (Internal Title: Underwriter - C12) to join the Wealth lending team. You will manage a portfolio of complex client credits, perform full underwriting, and ensure adherence to Citi policies while collaborating with Lending Advisors and Risk partners to safeguard assets.

Ideal candidates bring strong analytical skills, experience with derivatives and structured products, and a proactive, team-oriented approach in a fast-paced banking environment.