Senior Credit Underwriter, Wealth Lending & Derivatives

Citigroup Inc.; Hong Kong; On-site; HKD 800,000 - 1,200,000; Full time

Job summary

Citigroup Inc. in Hong Kong is seeking an AVP Credit Underwriter to join the Wealth lending team. The role focuses on credit analysis, documentation, risk identification, and portfolio monitoring within a First Line of Defense framework.

You will work with Lending Advisors and Risk partners to ensure sound credit decisions and disciplined risk management. The ideal candidate will have strong analytical and communication skills, extensive experience in credit underwriting, and a deep

Qualifications

• 6-10 years of relevant banking experience.
• Experience as a credit officer or underwriter.
• Strong knowledge of Citi policies and credit standards.
• Knowledge of derivatives and structured products and their impact on credit risk.

Responsibilities

• Perform full credit underwriting with risk-return characteristics per Citi standards.
• Prepare Credit Applications with accurate information and analysis.
• Conduct financial analysis, including cash flow modeling.
• Evaluate collateral including portfolios, CRE, art, aircraft, etc.
• Prepare and review facility covenants and documentation.
• Assist in Portfolio Management activities and covenant monitoring.
• Identify emerging credit issues and support remedial actions.
• Assess derivative exposures within client portfolios and integrate into credit decisions.

Skills

Credit underwriting

Financial analysis

Derivatives

Structured products

Stakeholder management

Negotiation

Communication skills

Risk assessment

Education

Bachelor's degree

Master's degree preferred

Job description

Citigroup Inc. in Hong Kong is seeking an AVP Credit Underwriter to join the Wealth lending team. The role focuses on credit analysis, documentation, risk identification, and portfolio monitoring within a First Line of Defense framework.

You will work with Lending Advisors and Risk partners to ensure sound credit decisions and disciplined risk management. The ideal candidate will have strong analytical and communication skills, extensive experience in credit underwriting, and a deep