AVP Credit Analyst — Private Banking & Capital Markets

Industrial Bank Co. Ltd., Hong Kong Branch; Hong Kong; On-site; HKD 550,000 - 900,000; Full time

Job summary

Industrial Bank Co. Ltd., Hong Kong Branch is seeking a Manager to AVP, Credit Analyst to support Private Banking credit business, asset management and debt capital market activities.

You will conduct credit assessments and due diligence to evaluate client creditworthiness and surface irregularities for remedial actions. The ideal candidate holds a Bachelor's degree in Banking/Finance/Accounting/Business, with FRM as a plus, and at least 3 years' experience in private banking or wealth

Qualifications

• Bachelor degree in Banking, Finance, Accounting, Business or related discipline.
• FRM is a plus.
• Minimum 3 years of relevant experience in private banking or wealth management with credit underwriting experience preferred.
• Strong analytical and credit assessment skills with knowledge of HKMA requirements.
• Good command of written and spoken English & Chinese; basic Mandarin speaking is a must.
• Proficiency in MS Office; knowledge of VBA would be an advantage.

Responsibilities

• Conduct credit assessments and due diligence to evaluate client creditworthiness and surface irregularities for action.
• Maintain credit parameters in the system and participate in UAT on credit-related aspects.
• Assess applications including investment onboarding, discretionary portfolios, and bond underwriting proposals; ensure regulatory compliance and internal policies; make reliable recommendations.
• Contribute to ad-hoc initiatives as needed.

Skills

Credit analysis

Analytical skills

MS Excel

English & Chinese communication

Time management

Education

Bachelor’s degree in Banking/Finance/Accounting/Business

FRM

Tools

MS Office

VBA

Job description

Industrial Bank Co. Ltd., Hong Kong Branch is seeking a Manager to AVP, Credit Analyst to support Private Banking credit business, asset management and debt capital market activities.

You will conduct credit assessments and due diligence to evaluate client creditworthiness and surface irregularities for remedial actions. The ideal candidate holds a Bachelor's degree in Banking/Finance/Accounting/Business, with FRM as a plus, and at least 3 years' experience in private banking or wealth