Associate Accountant - Korea Development Bank Hong Kong Branch

Korea Development Bank Hong Kong Branch; Hong Kong; On-site; HKD 360,000 - 520,000; Full time

Job summary

Korea Development Bank Hong Kong Branch is seeking a credit risk analyst to review materials, assess risk across industries and geographies, and evaluate borrower creditworthiness. The role includes preparing credit applications and supporting headquarters when needed, plus drafting facility and legal documents.

The successful candidate will monitor borrower performance, collaborate with multiple departments, and maintain a healthy loan portfolio while handling client relationships and

Qualifications

• Degree in Business / Finance / Accounting (Bachelor's Degree or above).
• Relevant work experience around 2–5 years.
• Able to prepare reports for the credit process in Korean and English; Chinese language capability favored.
• Good knowledge of credit analysis and MS Office.

Responsibilities

• Review materials and analyze risk profiles (industry, country, deal structure).
• Evaluate credit worthiness of borrowers and transaction structures.
• Prepare and conduct credit applications with supporting officers at Headquarters if needed.
• Review precedents for loan execution, including facility agreements, KYC, and legal documents.
• Monitor borrower performance and credit events.
• Support teammates and collaborate with other departments for business development in corporate banking.
• Draft facility documents and review legal documents.
• Handle customer relationships such as account opening and documentation signing.
• Maintain loan assets portfolio in healthy growth.
• Support ad hoc tasks or projects assigned by management.

Skills

Credit analysis

MS Office

Education

Bachelor's degree or above in Business / Finance / Accounting

Tools

MS Office

Job description

• Reviewing all kinds of materials provided by the related parties and analyzing the risk profiles of the transaction (industry, country, deal structure etc);
• Evaluating credit worthiness of borrowers and transaction structures;
• Preparing and conducting the process of credit applications, with supporting credit officers in the Headquarter if necessary;
• Reviewing and checking the precedents conditions for loan execution, including facility agreements, KYC, legal documents, etc.;
• Regularly monitoring the borrower's performance and credit events;
• Supporting teammates, and working with other departments for business development in terms of corporate banking;
• Draft the facility documents and review the legal documents;
• Handle the customer relationship, such as account opening, documentation signing, etc.;
• Maintain loan assets portfolio in healthy growth;
• Support any ad hoc task or project assigned by management.

Requirement

• Degree in Business / Finance / Accounting (Bachelor's Degree or above)
• Relevant work experience around 2-5 years
• Able to make several types of full-fledged reports for the credit process both in Korean and English. Chinese language capability favored.
• Good knowledge of credit analysis and MS Office

Desired Personality & Attitudes

• A team player with excellent communication and interpersonal skills
• Attention to detail and strong analytical skills
• Hardworking, responsible, and able to work under pressure
• Strong problem-solving skills