Asset and Liability Manager

MetaComp; Hong Kong; On-site; HKD 1,200,000 - 1,800,000; Full time

Job summary

Alpha Ladder Group is seeking an experienced ALM & Investment / Liquidity Management Expert to lead liquidity management and investment strategies for client funds across markets. The role requires hands-on ALM, liquidity forecasting, and implementating investment strategies in money market instruments, fixed-income products, and other liquid assets to balance capital preservation with yield.

Ideal candidates have extensive experience in treasury, ALM, and investment management within regulated

Responsibilities

• Develop and implement ALM strategies to manage assets, liabilities, liquidity requirements, and investment returns.
• Monitor funding requirements, maturity mismatches, and currency exposures to maintain a sustainable liquidity profile.
• Establish liquidity buffers, funding limits, and contingency funding arrangements.
• Coordinate with Operations, Finance, Risk and Compliance to ensure accurate fund positioning and timely settlements.

Job description

Alpha Ladder Group is a Singapore-headquartered financial services group operating across regulated capital markets, digital payment services, cross-border payments, digital assets, and asset tokenization. Through its affiliated entities, the Group provides financial infrastructure and solutions to institutional clients, corporates, and high-net-worth individuals.

We are committed to building robust financial management capabilities that support business growth, optimize capital utilization, and ensure prudent management of client assets and liquidity across multiple markets and currencies.

About the Role

We are seeking an experienced ALM & Investment / Liquidity Management Expert with a strong background in treasury, asset and liability management, and investment of client funds within banks or non-bank financial institutions.

The successful candidate will be responsible for developing and executing liquidity management and investment strategies for client funds, optimizing risk-adjusted returns while maintaining appropriate liquidity buffers, capital preservation, and compliance with applicable regulatory requirements.

This role is suited to professionals with practical experience managing substantial client fund portfolios, overseeing liquidity positions, and deploying funds across money market instruments, fixed‑income products, deposits, and other approved liquid investments. Experience in banking treasury, financial institutions, payment services, securities firms, wealth management, or other regulated financial businesses will be highly relevant.

Key Responsibilities

1. Asset & Liability Management (ALM)

• Develop and implement ALM strategies to manage the balance between assets, liabilities, liquidity requirements, and investment returns.
• Monitor asset-liability positions, funding requirements, maturity mismatches, and currency exposures to ensure the business maintains a sustainable liquidity profile.
• Establish appropriate liquidity buffers, funding limits, and contingency funding arrangements based on business needs and risk appetite.
• Conduct cash flow forecasting, liquidity gap analysis, and scenario analysis to support treasury planning and management decision‑making.

2. Client Fund & Liquidity Management

• Oversee the deployment and management of client funds, ensuring sufficient liquidity to meet withdrawal requests, settlement obligations, and operational funding needs.
• Develop liquidity allocation frameworks and investment strategies that balance capital preservation, liquidity, and yield.
• Monitor daily cash positions, client fund inflows and outflows, concentration risks, and short‑term funding requirements across currencies and entities.
• Establish and maintain appropriate controls for client fund segregation, safeguarding, reconciliation, and permitted investment activities in accordance with applicable regulatory requirements.
• Coordinate with Operations, Finance, Risk, and Compliance teams to ensure accurate fund positioning, timely settlements, and effective liquidity controls.

3. Treasury Investment & Portfolio Optimization

• Formulate and execute investment strategies for available client funds and treasury balances within approved investment mandates and risk limits.
• Evaluate and manage investments in bank deposits, money market instruments, short‑duration fixed‑income products, and other permitted liquid assets.
• Assess investment counterparties, credit quality, yield, duration, liquidity, and concentration risks before allocating funds.
• Maintain relationships with banks, financial institutions, money market counterparties, and investment partners to identify competitive funding and investment opportunities.
• Monitor portfolio performance and market developments, adjusting allocations in response to interest rate movements, market conditions, and liquidity requirements.

4. Risk Management & Regulatory Compliance

• Identify, assess, and manage liquidity risk, interest rate risk, credit risk, market risk, and counterparty risk arising from treasury and investment activities.
• Develop and enhance treasury policies, investment guidelines, risk limits, monitoring mechanisms, and escalation procedures.
• Ensure treasury and client fund management activities comply with applicable local regulatory requirements, internal policies, and approved risk appetite.
• Support internal and external audits, regulatory reviews, and management reporting relating to liquidity, investments, and client asset management.
• Prepare contingency plans and stress‑testing scenarios to assess the resilience of liquidity positions under adverse market and business conditions.

Requirements

• Bachelor's degree or above in Finance, Economics, Accounting, Banking, or a related discipline. Relevant professional qualifications such as CFA, FRM, or equivalent are advantageous.
• Typically 7–12+ years of relevant experience in ALM, liquidity management, fixed‑income investment, or investment management within a bank or non‑bank financial institution.
• Demonstrable hands‑on experience managing client funds, client money, institutional cash balances, or substantial liquidity portfolios is essential.
• Strong understanding of asset‑liability management, cash flow forecasting, liquidity gap analysis, funding management, and investment portfolio allocation.
• Practical experience investing or deploying funds into money market instruments, bank deposits, fixed‑income products, or other liquid investment instruments.
• Good understanding of counterparty credit risk, interest rate risk, duration risk, liquidity risk, and investment concentration limits.
• Familiarity with client money safeguarding, fund segregation, reconciliation, and relevant regulatory requirements in Hong Kong, Mainland China, Singapore, or other major financial markets.
• Strong analytical, quantitative, and financial modeling skills, with the ability to translate complex treasury data into practical business decisions.
• Excellent stakeholder management and communication skills, with the ability to work across business, finance, risk, operations, and compliance teams.
• Professional fluency in English and Mandarin is preferred, particularly for cross‑border stakeholder management.

Preferred Background

Candidates from the following environments are particularly encouraged to apply:

• Banks: Treasury, ALM, liquidity management, institutional deposits, money markets, or balance sheet management.
• Non-bank financial institutions: Payment institutions, securities firms, brokerages, wealth management firms, fund management companies, or other regulated financial services businesses.
• Client asset management: Institutions with direct responsibility for managing client cash balances, safeguarded funds, settlement liquidity, or institutional cash portfolios.
• Digital finance / fintech: Candidates with relevant experience in digital payment services, cross‑border settlement, or digital asset businesses, provided they have a solid foundation in traditional treasury and liquidity management.

What We Offer

• An opportunity to shape treasury investment and liquidity management capabilities within a growing financial services group.
• Direct exposure to senior management and strategic financial decision‑making.
• A cross‑border working environment spanning traditional financial services, payments, and emerging digital finance.
• The opportunity to develop scalable treasury and client fund management frameworks across multiple markets.

We are committed to creating an inclusive workplace where every individual feels respected, valued, and empowered to contribute. We celebrate diversity in all its forms—background, ethnicity, gender, identity, orientation, experience, and thought—and believe it strengthens our culture and our work. We are proud to be an equal opportunity employer and do not discriminate on the basis of race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, or any other protected characteristic.