VP, Credit Risk Oversight & Insights

JP Morgan Chase

City of Westminster

On-site

GBP 150,000 - 230,000

Full time

2 days ago
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Job summary

JP Morgan Chase in the United Kingdom seeks a Vice President for Credit Risk Oversight & Insights within International Consumer Banking (ICB) Risk Oversight to synthesize external market intelligence, portfolio analysis, regulatory developments and customer outcomes to inform senior decision-making. The role leads industry engagement and coordinates risk input across teams.

You will oversee lending mandates, underwriting controls and strategic initiatives while partnering with Fraud, Collections

Qualifications

  • Bachelor's degree or equivalent qualification.
  • Strong understanding of UK consumer lending and regulatory expectations.
  • Advanced proficiency in MS Excel, Word, and PowerPoint.
  • Experience interpreting market, portfolio, or macroeconomic data to inform decisions.

Responsibilities

  • Establish a regular market-insight and horizon-scanning process to inform senior leaders of trends and regulatory developments.
  • Own the external engagement calendar across credit risk, fraud, collections and UK/EU lending markets.
  • Analyze market and portfolio data to assess borrowing, product usage, balances and delinquencies; connect trends to portfolio performance.
  • Monitor regulatory developments and inform CRO and Leadership Team; coordinate risk input into advocacy and responses.

Skills

Credit risk oversight
External market intelligence
Portfolio analysis
Regulatory developments
Customer outcomes
Excel
Word
PowerPoint
Analytical thinking
Communication skills
Agile environments
Change management
Data interpretation
Industry engagement
UK/EU consumer-credit knowledge
Fraud risk management

Education

Bachelor's degree or equivalent qualification

Tools

Microsoft Excel
Microsoft Word
PowerPoint

Job description

JP Morgan Chase in the United Kingdom seeks a Vice President for Credit Risk Oversight & Insights within International Consumer Banking (ICB) Risk Oversight to synthesize external market intelligence, portfolio analysis, regulatory developments and customer outcomes to inform senior decision-making. The role leads industry engagement and coordinates risk input across teams.

You will oversee lending mandates, underwriting controls and strategic initiatives while partnering with Fraud, Collections

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