US Property Underwriter – Growth Path & Hybrid Role

Specialty MGA; Greater London; Hybrid; GBP 65,000 - 105,000; Full time

Benefits offered by this job

Hybrid working

Pension

Private medical cover

Life assurance

Support for professionalQualifications

Job summary

Specialty MGA in London (hybrid) seeks an Underwriter to grow its US Property book. You’ll underwrite US property risks within delegated authority, working closely with senior underwriters and reporting to the Head of Property. You’ll engage US brokers and London market partners to support pricing, referrals and renewals.

The role emphasizes cat modelling interpretation, risk assessment, and maintaining audit-ready underwriting files under Lloyd's standards in a fast-moving MGA environment.

Qualifications

• 3–6 years' underwriting experience, including US property.
• Experience writing business within delegated authority.
• Strong technical grasp of US property risk: occupancy, construction, valuation and cat exposure.
• Familiarity with PPL, Whitespace or a modern underwriting workbench.
• Experience with Lloyd's syndicate, MGA or London company market.

Responsibilities

• Review submissions, SOVs, COPE data and loss history, and prepare quotes within your authority.
• Price and structure US commercial property risks, setting deductibles, sub-limits and terms.
• Run and interpret cat modelling and rating tool output for wind, quake, wildfire and convective storm exposures.
• Prepare clear referrals to senior underwriters for risks outside your authority.
• Handle renewals, mid-term adjustments and endorsements accurately and on time.
• Help track GWP, rate change, aggregates and loss ratio against the business plan.
• Support portfolio reviews, capacity provider reporting and business planning.

Skills

Underwriting experience

US property knowledge

Excel & data skills

Cat modelling tools

Policy wordings knowledge

Lloyd's/MGA market experience

ACII qualification

Education

ACII qualification in progress

Tools

Cat modelling outputs

Rating tools

Job description

Specialty MGA in London (hybrid) seeks an Underwriter to grow its US Property book. You’ll underwrite US property risks within delegated authority, working closely with senior underwriters and reporting to the Head of Property. You’ll engage US brokers and London market partners to support pricing, referrals and renewals.

The role emphasizes cat modelling interpretation, risk assessment, and maintaining audit-ready underwriting files under Lloyd's standards in a fast-moving MGA environment.