Underwriting Analyst

Domestic & General; Greater London; Hybrid; GBP 40,000 - 60,000; Full time

Benefits offered by this job

Competitive salary + discretionary-bon

25 days annual leave

Life assurance - 4x basic salary

Health cash plan

Pension

Car leasing

Cycle to Work

Employee assistance programme

Free protection plan

Job summary

Domestic & General is seeking an Underwriting Analyst to support pricing and risk decisions that keep our warranty products commercially sustainable and delivering fair value for customers. This UK-focused role is hybrid from Wimbledon or Nottingham offices.

You will analyse performance trends, study claims and product data, develop recommendations, and prepare clear reports for stakeholders. Collaboration across Pricing, Product, Commercial, Finance, Operations and Data is essential, with

Qualifications

• Degree in a numerate subject such as Mathematics, Statistics, Economics, Data Science or related discipline.
• Strong numerical and analytical skills with the ability to interpret data and draw conclusions.
• Interest in data analysis, commercial decision-making, insurance, pricing or risk.

Responsibilities

• Monitor profitability, growth, retention and customer value metrics across portfolios.
• Analyse claims, customer and product data to identify trends, risks and opportunities.
• Assist forecasting activities and assess future performance scenarios.
• Contribute to pricing, underwriting, promotions and retention recommendations.
• Produce clear analysis, reports and commentary for stakeholders across the business.
• Build relationships with colleagues in Commercial, Pricing, Product, Operations and Data.
• Support the development of reporting, dashboards and analytics processes.
• Learn how underwriting decisions are made and how they affect business performance.

Skills

Numerical skills

Analytical thinking

Data analysis

Commercial curiosity

Communication skills

Problem solving

Willingness to learn

Education

Bachelor's degree in a numerate subject

Tools

Excel

SQL

Power BI

Python

Job description

Underwriting Analyst

Permanent Position

Hybrid from our Wimbledon or Nottingham Offices

Domestic & General is growing rapidly across 12 countries, helping customers protect the appliances they rely on every day while reducing waste by extending the life of household devices. As we continue to expand, we're looking for an Underwriting Analyst to join our team and play a key role in supporting the pricing and risk decisions that keep our products commercially sustainable, drive business growth, and ensure we continue to deliver fair value for our customers. This position will be focused on our UK business.

Working closely with teams across Pricing, Product, Commercial, Finance, Operations and Data, you'll analyse performance trends, identify risks and opportunities, and help develop recommendations that support both business objectives and customer outcomes.

The Role

As an Underwriting Analyst, you'll use data, insight and problem-solving skills to support decisions that influence product performance, profitability and growth across our warranty portfolio.

• Monitoring account and portfolio performance across profitability, growth, retention and customer value metrics.
• Analysing claims, customer and product data to identify trends, risks and opportunities.
• Supporting forecasting activities and helping to assess future performance scenarios.
• Contributing to recommendations relating to pricing, underwriting, promotions and retention activity.
• Producing clear analysis, reports and commentary for stakeholders across the business.
• Building strong relationships with colleagues across Commercial, Pricing, Product, Operations, Finance and Data teams.
• Supporting the development of reporting, dashboards and analytical processes.
• Learning how underwriting decisions are made and how they contribute to wider business performance and customer outcomes.

About You

We're looking for a naturally curious and analytical individual who enjoys working with data, solving problems and uncovering insights that drive better business decisions.

You don't necessarily need previous underwriting experience. We're interested in people with strong numerical skills, commercial curiosity and a willingness to learn in a supportive and collaborative environment.

Ideally your profile will include the following:

• A degree in a numerate subject such as Mathematics, Statistics, Economics, Actuarial Science, Data Science, Business Analytics or a related discipline.
• A strong interest in data analysis, commercial decision-making, insurance, pricing or risk.
• Strong analytical and numerical skills with the ability to interpret data and draw meaningful conclusions.
• Confidence using Excel and an interest in developing skills in tools such as SQL, Power BI and Python.
• Good communication skills and the ability to explain analysis clearly to both technical and non-technical audiences.
• A proactive and inquisitive mindset with a desire to learn new skills and broaden your commercial understanding.
• Strong problem-solving abilities and the confidence to ask questions and challenge thinking constructively.

We offer lots of great benefits! Some of which include:

• Competitive salary and annual discretionary bonus
• 25 days annual leave plus bank/public holidays, as well as an annual option to buy up to 5 additional days of annual leave
• Life assurance - employer funded cover of 4x basic salary
• Health cash plan - employer funded cover to enable you to claim money back on essential healthcare costs, including dental, optical, physiotherapy and many more. Cover also includes unlimited access to a 24/7 virtual GP service
• Attractive company pension scheme
• Car Leasing - access to a carbon neutral salary sacrifice car leasing scheme, with an all-inclusive monthly cost covering all charge, taxes, insurance, repairs and maintenance on a range of brand-new vehicles
• Cycle to Work - tax efficient bike and cycling equipment worth up to £1,000
• Employee Assistance Programme - specialist advice and support on issues such as finance, relationships, illness and family issues
• Free Domestic & General protection plan - one free plan each year with access to discounted rates of up to 50% on additional plans, including referrals for family and friends

Domestic & General are an equal opportunities employer which means we treat people fairly. We welcome applications from all suitably skilled persons regardless of their gender, age, race, disability, ethnic background, religion/belief, sexual orientation, gender reassignment or marital/family status.

Please note that we have a thorough referencing process, which includes criminal record, credit and reference checks.

At Domestic & General, we are proud of our 100-year legacy and excited about our future growth plans. We are expanding our horizons, entering new markets and territories internationally and we need your expertise to help us on the journey.