Underwriter - Motor Finance

JR United Kingdom; Manchester; On-site; GBP 30,000 - 40,000; Full time

Job summary

A leading motor finance lender in the UK seeks an ambitious Underwriter to support their growth. You will assess loan repayments, review customer accounts, and work closely with stakeholders to align with the firm’s risk appetite. This role offers opportunities for progression and development within a dynamic environment.

Qualifications

• Minimum of one year underwriting experience in motor finance.
• Experience in high-paced, high-volume environments.

Responsibilities

• Assess customer's ability to afford repayments.
• Produce credit reports based on customer data.
• Establish lend limits for customers.
• Engage with internal and external stakeholders.

Skills

Analytical skills

Attention to detail

Communication

Adaptability

Job description

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Our client, a motor finance lender, are looking to appoint an ambitious Underwriter to join their growing team and support expansion plans.

The role will be responsible for assessing a customer’s ability to afford repayments for their loan, reviewing & analysing customer account information and that provided by credit referencing agencies.

The role will also:

• Ensure there is enough data to produce credit reports
• Ensure the credit profile is aligned to the firm’s risk appetite
• Establish the lend limit for individual customers
• Ensure the vehicle is within lending criteria
• Engage & collaborate with stakeholders both internally and externally, such as the Acquisition team and brokers

This is a key role supporting the continued growth of an exciting business with opportunity for progression & development.

The ideal candidate will have a minimum of one year Underwriting experience within a motor finance firm. You’ll need to be analytical with a keen eye for detail; able to communicate effectively with stakeholders; comfortable working in a high paced, high volume environment; and possess the adaptability & ingenuity to explore alternative outcomes in order to benefit the firm and customer.