Underwriter - Motor Finance

JR United Kingdom; Chester; On-site; GBP 30,000 - 40,000; Full time

Job summary

A leading motor finance lender is seeking an ambitious Underwriter to join their expanding team. This key role involves assessing loan applications, reviewing credit profiles, and collaborating with various stakeholders, providing ample opportunity for career growth in a dynamic environment.

Qualifications

• Minimum one year Underwriting experience within a motor finance firm.
• Ability to work effectively in a high volume, paced environment.
• Comfortable collaborating with internal and external stakeholders.

Responsibilities

• Assess customer’s ability to afford repayments.
• Review and analyze customer account information.
• Engage with stakeholders such as brokers and the acquisition team.

Skills

Analytical skills

Attention to detail

Effective communication

Adaptability

Job description

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Our client, a motor finance lender, are looking to appoint an ambitious Underwriter to join their growing team and support expansion plans.

The role will be responsible for assessing a customer’s ability to afford repayments for their loan, reviewing & analysing customer account information and that provided by credit referencing agencies.

The role will also:

• Ensure there is enough data to produce credit reports
• Ensure the credit profile is aligned to the firm’s risk appetite
• Establish the lend limit for individual customers
• Ensure the vehicle is within lending criteria
• Engage & collaborate with stakeholders both internally and externally, such as the Acquisition team and brokers

This is a key role supporting the continued growth of an exciting business with opportunity for progression & development.

The ideal candidate will have a minimum of one year Underwriting experience within a motor finance firm. You’ll need to be analytical with a keen eye for detail; able to communicate effectively with stakeholders; comfortable working in a high paced, high volume environment; and possess the adaptability & ingenuity to explore alternative outcomes in order to benefit the firm and customer.