Underwriter - Motor Finance

JR United Kingdom; Liverpool; On-site; GBP 30,000 - 40,000; Full time

Job summary

A leading motor finance lender is searching for an ambitious Underwriter to expand their experienced team. In this key role, you will analyze customer credit profiles, establish lending limits, and collaborate with various stakeholders to align with the firm’s risk appetite, offering significant opportunities for professional growth.

Qualifications

• Minimum one year of Underwriting experience within a motor finance firm.
• Ability to work in a high paced, high volume environment.

Responsibilities

• Assess customer’s ability to afford loan repayments.
• Review customer account information and credit reports.
• Engage with both internal and external stakeholders.

Skills

Analytical skills

Attention to detail

Communication

Adaptability

Job description

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Our client, a motor finance lender, are looking to appoint an ambitious Underwriter to join their growing team and support expansion plans.

The role will be responsible for assessing a customer’s ability to afford repayments for their loan, reviewing & analysing customer account information and that provided by credit referencing agencies.

The role will also:

• Ensure there is enough data to produce credit reports
• Ensure the credit profile is aligned to the firm’s risk appetite
• Establish the lend limit for individual customers
• Ensure the vehicle is within lending criteria
• Engage & collaborate with stakeholders both internally and externally, such as the Acquisition team and brokers

This is a key role supporting the continued growth of an exciting business with opportunity for progression & development.

The ideal candidate will have a minimum of one year Underwriting experience within a motor finance firm. You’ll need to be analytical with a keen eye for detail; able to communicate effectively with stakeholders; comfortable working in a high paced, high volume environment; and possess the adaptability & ingenuity to explore alternative outcomes in order to benefit the firm and customer.