Underwriter

JR United Kingdom; Kingston upon Hull; Remote; GBP 40,000 - 65,000; Full time

Job summary

A leading fintech lender is seeking an experienced SME Credit Underwriter to join their credit team in a remote role. You will have the opportunity to shape credit policy and improve risk processes while working closely with various teams. Ideal candidates will have a strong background in credit underwriting and a proactive approach to policy development.

Qualifications

• Proven SME credit underwriting experience, ideally in fintech.
• Experience in policy development and credit strategy.
• Strong analytical skills and detail-oriented mindset.

Responsibilities

• Underwrite SME lending applications with sound decisions.
• Review and enhance credit policy with the Head of Credit.
• Monitor portfolio performance and identify risks and opportunities.

Skills

Commercial awareness

Analytical mindset

Attention to detail

Clear communication

Job description

Social network you want to login/join with:

Underwriter, Kingston upon Hull, East Yorkshire

col-narrow-left

Client:

New Street Consulting Group (NSCG)

Location:

Kingston upon Hull, East Yorkshire, United Kingdom

Job Category:

Other

-

EU work permit required:

Yes

col-narrow-right

Job Views:

3

Posted:

10.06.2025

Expiry Date:

25.07.2025

col-wide

Job Description:

SME Credit Underwriter | Remote (UK) | ASAP Start

About the Business

A fast-growing fintech lender providing embedded finance solutions to support ambitious SMEs. By partnering with marketplaces and platforms, the business delivers seamless access to working capital when it matters most. Backed by leading investors and scaling quickly, they are expanding their credit risk team to support continued growth.

The Opportunity

An experienced SME Credit Underwriter is required to join the credit team. This is a hands-on role with scope beyond case-by-case underwriting. It offers the chance to shape credit policy, influence portfolio strategy, and improve risk processes within a fast-paced, high-growth fintech environment.

Key Responsibilities

• Underwrite SME lending applications, delivering sound and commercially balanced decisions
• Apply independent judgment, critical thinking, and commercial awareness to every case
• Work closely with the Head of Credit to review and enhance credit policy and risk appetite frameworks
• Monitor portfolio performance, identifying trends, risks, and opportunities for optimization
• Support the ongoing development of underwriting processes and decision tools
• Collaborate with commercial, operations, and data teams to ensure scalable and high-quality credit risk management

About You

• Proven SME credit underwriting experience, ideally within a fintech, alternative lender, or commercial bank
• Strong commercial awareness and confidence to challenge established processes where appropriate
• Experience of working on wider credit risk matters such as policy development, portfolio reporting, or credit strategy
• Analytical mindset with excellent attention to detail
• Clear and confident communicator, comfortable working in a fast-paced, dynamic business