Underwriter

PIB Group Services Ltd.; Croydon; Hybrid; GBP 45,000 - 70,000; Full time

Benefits offered by this job

Flexible working

Wellbeing focused culture

Job summary

PIB Group’s Q Underwriting is seeking an experienced underwriter to manage a portfolio of commercial risks. You will assess, price and underwrite new business, renewals and MTAs within delegated authority, delivering profitable growth while maintaining high service quality.

You will analyse risk information, financials and survey reports to support sound underwriting decisions and structure terms, conditions and limits as per product wordings. Strong broker relationships are essential.

Qualifications

• Underwriter role requiring experience in commercial insurance and risk selection.
• Strong technical underwriting knowledge and ability to analyse risk information.

Responsibilities

• Assess, price and underwrite new business, renewals and MTAs within delegated authority.
• Analyse risk information, financials, claims experience and survey reports to support decisions.
• Structure and negotiate terms, conditions, endorsements and limits with product wordings and guides.
• Refer cases outside personal authority with clear rationale and recommendations.
• Build and maintain strong relationships with brokers and partners.

Skills

Commercial underwriting

Pricing & risk assessment

Broker relationship management

Underwriting authority experience

Regulatory compliance awareness

Job description

Q Underwriting part of PIB Group brings together multiple specialist underwriting brands with deep heritage in their niches, offering 30+ in‑house underwritten, A‑rated commercial products that brokers can trade seamlessly. To underwrite a portfolio of commercial insurance risks in line with Q Underwriting’s underwriting strategy, risk appetite and authority levels. The role will focus on delivering profitable growth through high‑quality risk selection, technical underwriting and excellent broker relationships, while ensuring compliance with all regulatory and internal standards.

What you’ll be doing

Assess, price and underwrite new business, renewals and MTAs within delegated authority. Provide a high standard of customer service, supported by a strong level of technical knowledge. Analyse risk information, financials, claims experience and survey reports to make sound underwriting decisions. Structure and negotiate terms, conditions, endorsements and limits in line with product wordings and underwriting guides. Refer cases outside personal authority with clear rationale and recommendations. Build and maintain strong, professional relationships with key brokers and partners.

What we’re looking for

Experience in a commercial underwriting role within an insurer, MGA or broker with underwriting authority. Previous experience of underwriting new and existing property business. Proven track record of managing a profitable book and achieving underwriting KPIs. Experience of working closely with brokers to develop and retain business. You’ll bring real presence, drive, energy and enthusiasm to the team.

What You Will Get

Supportive, people‑focused culture with emphasis on wellbeing and work-life balance. Hybrid and flexible working options, in line with business needs and team requirements. Modern, collaborative working environment within a growing specialist underwriting business.

Why PIB Group?

PIB Group is one of the UK’s fastest‑growing insurance businesses, offering real career progression, professional development, and a collaborative culture where your work truly matters. We encourage our people to be collaborative, with entrepreneurship at our core. We are a fast‑paced, growing organisation and an exciting place to be. We also value ambition and creative thinking. You don’t have to tick every box to apply, if you bring fresh ideas and a drive to grow, we’d love to hear from you!

Inclusion & Accessibility

We are an equal opportunities employer, committed to hiring a diverse and inclusive workforce. We do not discriminate on the basis of race, colour, gender, religion, disability, age, sexual orientation, or any other characteristic protected by law. If you need this job advert in any other format or require any adjustments for your application or during the recruitment process, please reach out to [e-mail] #LP We are a dynamic and diversified insurance intermediary group providing specialist insurance solutions across the UK market and Internationally.