Underwriter

Benefact Group; Brighton; Hybrid; GBP 35,000 - 55,000; Full time

Benefits offered by this job

Competitive salary

Hybrid working

Group personal pension

Annual bonus scheme

25 days annual leave plus bank holidays

Health and wellbeing benefits

Charity grant

Volunteering day support

Employee assistance programme

Full study support

Access to virtual GP

Enhanced maternity and paternity pay

Job summary

Benefact Group is seeking an Underwriter for our Brighton office. The successful candidate will be crucial in developing and managing profitable business, working closely with brokers to maintain and attract customers through competitive insurance solutions.

Applicants should have a strong background in commercial insurance and a commitment to professional qualifications. We offer a hybrid working model, competitive salary, and various benefits including a bonus scheme and strong personal development support.

Qualifications

• Commitment to achieve the Qualified Cert CII within an agreed timeframe.
• Knowledge of market, industry, and company.
• Proven track record in customer service.

Responsibilities

• Underwrite business delivering profitable growth.
• Assess risks and make sound underwriting decisions.
• Build relationships with brokers and stakeholders.
• Negotiate policy terms for high-quality service.
• Analyse underwriting data for decision-making.

Skills

Exceptional customer service

Strong verbal communication

Commercial insurance experience

Education

Qualified Cert CII

Job description

Job Overview

Ansvar, who are proudly part of Benefact Group, are looking for an Underwriter to join our Brighton office.

As an Underwriter within our team at Ansvar, you will play a crucial role in developing, negotiating and profitably underwriting business within your own authority and in line with Ansvar strategy.

You’ll work closely with brokers to build strong, collaborative relationships, ensuring a balance between attracting new customers and retaining existing ones through competitive insurance solutions. Our diverse portfolio spans charities, property owners, businesses, offices and retail, faith groups, social enterprises, and not‑for‑profit organisations – giving you the opportunity to make a meaningful impact across sectors that truly matter.

What you’ll be doing

• Underwrite business within delegated authority, delivering profitable growth in line with underwriting appetite.
• Assess risks, determine appropriate terms and make sound underwriting decisions using technical expertise and commercial judgement.
• Build and maintain strong relationships with brokers and key stakeholders to support business development and customer retention.
• Negotiate policy terms and deliver a high‑quality, right‑first‑time service to brokers and customers.
• Analyse underwriting data and performance trends to identify opportunities and inform decision‑making.
• Ensure compliance with regulatory requirements, underwriting standards and internal controls.
• Maintain accurate underwriting records and documentation.
• Support broker engagement activities and contribute to the growth of the portfolio.
• Continuously develop technical knowledge through professional qualifications and ongoing learning.

What you’ll need to have

• Qualified Cert CII or commitment to achieve within an agreed timescale.
• Market, industry and company knowledge.
• A proven track record of delivering exceptional customer service.
• Strong verbal communication skills.
• Commercial insurance experience essential.

What we offer

• A competitive salary – let’s discuss it.
• Hybrid working.
• Group personal pension – up to 12% employer contribution.
• Generous annual bonus scheme: on‑target bonus between 6% and 24%.
• 25 days annual leave plus bank holidays, and a holiday buy and sell scheme.
• Health and wellbeing benefits, including private healthcare, income protection and life assurance.
• £200 annual personal grant to a charity of your choice.
• Encouraged to take at least one volunteering day per year.
• Employee assistance programme.
• Full study support to gain professional qualifications.
• Access to virtual GP.
• Enhanced maternity and paternity pay.

If you need any additional support during the recruitment process, then please let us know.