Underwriter

Ansvar Insurance UK; Brighton; Hybrid; GBP 40,000 - 60,000; Full time

Benefits offered by this job

Hybrid working

Group Personal Pension – up to 12% employer contribution

Annual bonus scheme

25 days annual leave plus bank holidays

Health and wellbeing benefits

Full study support for qualifications

Job summary

Ansvar Insurance UK in Brighton is seeking an Underwriter to join their team. In this role, you’ll help develop and negotiate profitable insurance solutions while building strong relationships with brokers.

The position requires a commitment to quality service, market knowledge, and the ability to make informed underwriting decisions. Ansvar offers hybrid working, a competitive salary, and generous benefits including a pension plan and annual bonus.

Qualifications

• Proven track record of delivering exceptional customer service.
• Market, Industry and Company knowledge is essential.
• Commitment to achieving qualified Cert CII.

Responsibilities

• Underwrite business within delegated authority for profitable growth.
• Assess risks and make sound underwriting decisions.
• Build and maintain relationships with brokers.
• Negotiate policy terms and deliver high-quality service.
• Analyse data to identify opportunities.
• Ensure compliance with regulatory requirements.

Skills

Commercial Insurance experience

Strong verbal communication skills

Exceptional customer service

Education

Qualified Cert CII

Job description

Working hours: 35 hours per week, Monday to Friday

Duration: Permanent

Location: Brighton (hybrid)

Job Ref: 205196

About The Role

Ansvar, who are proudly part of Benefact Group, are looking for an Underwriter to join our Brighton office.

As an Underwriter within our team at Ansvar, you will play a crucial role to the business in developing, negotiating and profitably underwriting business within own authority and in line with Ansvar strategy.

You’ll work closely with brokers to build strong, collaborative relationships, ensuring a balance between attracting new customers and retaining existing ones through competitive insurance solutions. Our diverse portfolio spans charities, property owners, businesses, offices and retail, faith groups, social enterprises, and not-for-profit organisations - giving you the opportunity to make a meaningful impact across sectors that truly matter.

What You’ll Be Doing

• Underwrite business within delegated authority, delivering profitable growth in line with underwriting appetite.
• Assess risks, determine appropriate terms and make sound underwriting decisions using technical expertise and commercial judgement.
• Build and maintain strong relationships with brokers and key stakeholders to support business development and customer retention.
• Negotiate policy terms and deliver a high-quality, right-first-time service to brokers and customers.
• Analyse underwriting data and performance trends to identify opportunities and inform decision-making.
• Ensure compliance with regulatory requirements, underwriting standards and internal controls.
• Maintain accurate underwriting records and documentation.
• Support broker engagement activities and contribute to the growth of the portfolio.
• Continuously develop technical knowledge through professional qualifications and ongoing learning.

What you’ll need to have

• Qualified Cert CII or commitment to achieve within an agreed timescale
• Market, Industry and Company knowledge
• A proven track record of delivering exceptional customer service
• Strong verbal communication skills
• Commercial Insurance experience essential

What we offer

• A competitive salary – let’s discuss it
• Hybrid working
• Group Personal Pension – up to 12% employer contribution
• Generous annual bonus scheme: on‐target bonus between 6% and 24%
• 25 days annual leave plus bank holidays, and a holiday buy and sell scheme
• An array of health and wellbeing benefits, including private healthcare, income protection and life assurance
• £200 annual personal grant to a charity of your choice
• Encouraged to take at least one volunteering day per year
• Employee Assistance Programme
• Full study support to gain professional qualifications
• Access to virtual GP
• Enhanced maternity and paternity pay

Hear from the hiring manager

We’re a dynamic, supportive team that values every voice – your ideas will be heard and you’ll have the chance to drive real growth in our business.

About Us

Ansvar specialise in insurance to the third sector. We cover thousands of risks in the UK, and unlike other insurers, our products are specifically designed for the niches we insure.

Driven by our values of empathy, professionalism and trust, we hold a genuine desire to positively impact the communities we help protect.

Benefact Group

Benefact Group is a unique international financial services Group made up of over 30 businesses. We are owned by a charity and have been the 3rd largest UK corporate donor over a decade, having given away £250 million since 2014. We have ambitious plans to become the UK’s number one corporate donor, with strategic objectives in place to double the Group’s size.

We believe it’s essential to attract, empower, grow and reward talented people, offering fantastic opportunities for career and personal development. Our giving ethos, 135-year history and the diversity of what we do, has enabled us to build a culture of kindness, great ambition, and of passionate people driven to do better and be better.

At Benefact Group, we are committed to creating an inclusive culture and building an environment where each and every one of us feels valued and respected. We are a community made up of people with a range of different backgrounds, abilities, perspectives, beliefs and interests and we value the strength this brings to us as a Group. We welcome applications from everyone.

If you need any additional support during the recruitment process, let us know.