Underwriter

Aviva plc; Birmingham; On-site; GBP 35,000 - 50,000; Full time

Benefits offered by this job

Bonus opportunity - 8% of annual salary

Pension scheme - up to 14% contribution

29 days holiday plus bank holidays

Private Medical Benefit

Retailer discounts and Aviva products discount

Up to £1,200 of free Aviva shares

Paid volunteering days

Flexible benefits including sustainability options

Wellbeing support and tools

Job summary

Aviva plc is seeking an Underwriter based in Birmingham or Bristol to grow their underwriting career with one of the UK’s leading insurers. The role offers the opportunity to specialize in New Business or Existing Business, supporting profitable growth and engaging with brokers actively.

You will have access to Aviva’s Commercial Lines Academy for professional development, strong relationship-building is key, along with analytical skills and communication abilities. The role promises great career progression in a supportive environment.

Qualifications

• Experience in underwriting or broking at any level.
• Strong analytical and risk-assessment skills.
• Excellent communication and relationship-building abilities.

Responsibilities

• Underwrite new business, renewals and MTAs.
• Build strong relationships with brokers.
• Support the profitable growth of the commercial portfolio.

Skills

Underwriting or broking experience

Analytical skills

Confidence communicating

Relationship-building skills

Understanding of FCA requirements

Job description

Underwriter

Locations: Birmingham or Bristol
Salary: £35K-£50K

Are you looking to develop your underwriting career with one of the UK’s leading insurers? Whether you’re a Trainee Underwriter, Assistant Underwriter, or a developing Mid‑Market Underwriter, this is a fantastic opportunity to grow and progress with Aviva.

We’re looking for enthusiastic individuals with underwriting or broking experience who are keen to build technical expertise, develop strong broker relationships and contribute to the future of commercial insurance. We have opportunities across New Business and Existing Business teams — and you can choose to specialise in one area or work across both, depending on your strengths and preferences.

You’ll also have access to Aviva’s Commercial Lines Academy, a structured development programme designed to support your technical growth, trading capability and long‑term career progression.

A bit about the job

As an Underwriter with Aviva, you’ll support the profitable growth of our commercial portfolio by underwriting new business, renewals and MTAs. We recognise that many underwriters have a strong preference for either New Business or Existing Business, so we offer roles that allow you to specialise — while also providing the option to work across both where it suits your development.

You’ll make informed, insight‑driven decisions, collaborate closely with colleagues across our regional teams and play a key part in delivering great outcomes for brokers and customers.

Building strong broker relationships is central to this role. You’ll engage with brokers both virtually and face‑to‑face, helping strengthen Aviva’s position as a leading insurer in the commercial market.

Commercial Lines Academy – Your Development

As part of your career with Aviva, you’ll have access to the Commercial Lines Academy, our internal programme focused on developing the next generation of underwriting and trading talent. Through the Academy, you’ll benefit from:

• Technical underwriting training and licensing progression
• Class‑specific development across multiple lines
• Coaching, mentoring and soft‑skills development
• Shadowing opportunities, workshops and market exposure
• Access to a supportive learning network across the commercial business

The Academy is a key part of Aviva’s commitment to developing capability and helping colleagues progress their careers.

Skills and experience we’re looking for

We welcome applications from a wide range of underwriting and broking backgrounds. Ideally, you will have:

• Experience in underwriting or broking at Trainee, Assistant, Development or Mid‑Market level
• Strong analytical and risk‑assessment skills
• Confidence communicating with brokers and customers
• Strong relationship‑building and collaboration skills
• An understanding of FCA requirements and regulatory responsibilities

If you have the ambition and curiosity to grow, we’ll support you every step of the way.

What you’ll get for this role

Our purpose - with you today, for a better tomorrow – is a promise we make to our colleagues too. And one of the ways we live up to that promise is by investing in you. We have so much to offer when it comes to being an Aviva colleague.

• Salary: £35K-£50K (depending on location, skills, experience, and qualifications)
• Bonus opportunity - 8% of annual salary. Actual amount depends on your performance and Aviva’s.
• pension scheme - Aviva will contribute up to 14%, depending on what you put in.
• 29 days holiday plus bank holidays, and you can choose to buy or sell up to 5 days
• Aviva-funded Private Medical Benefit to help you get expert support when you need it
• Make your money go further – up to 40% discount on Aviva products, and other retailer discounts
• Up to £1,200 of free Aviva shares per year through our Matching Share Plan and share in the success of Aviva with our Save As You Earn scheme
• Brilliantly supportive policies including parental and carer’s leave
• Flexible benefits to suit you, including sustainability options such as cycle to work
• Make a difference, be part of our Aviva Communities and use your 3 paid volunteering days to help others
• We take your wellbeing seriously with lots of support and tools

Take a look to learn more. Put a salary into this calculator to see what your total Aviva Reward could be.

Aviva is for everyone

We’re inclusive and welcome everyone – we want applications from all backgrounds and experiences. Excited but not sure you tick every box? Even if you don’t, we would still encourage you to apply. We also consider all forms of flexible working, including part time and job shares.

We flex locations, hours and working patterns to suit our customers, business, and you. Most of our people are smart working – spending at least 50% of their time in our offices every week - combining the benefits of flexibility, with time together with colleagues.

To find out more about working at Aviva, take a look.

We'd love it if you could submit your application online. If you require an alternative method of applying, or if you have any queries in relation to the vacancy, please email [e-mail].