Transaction Banking Assistant Vice President

SMBC Group; Greater London; Hybrid; GBP 90,000 - 130,000; Full time

Benefits offered by this job

Hybrid working

Private medical insurance

Life insurance

Mental wellbeing support

Learning & development

Paid leave

Job summary

SMBC Group in London is seeking an experienced Transaction Banking AVP to lead the payments product management within the GTBD. The role focuses on shaping the product roadmap, driving client adoption and revenue growth, and ensuring regulatory compliance and governance across payment propositions.

You will collaborate with Sales, Treasury, Technology and Compliance to deliver end-to-end payment solutions, leveraging ISO 20022 migration and emerging technologies to meet evolving client needs.

Qualifications

• 5+ years of experience in payments product management or equivalent expertise in a relevant domain area.
• Good knowledge of payments and transaction banking.
• Understanding of the regulatory, compliance, security and market landscape.
• Experience working in a complex financial services environment.
• Excellent stakeholder management, influencing and communication skills.
• Understanding of payment schemes and rails including SWIFT, SEPA, Bacs, CHAPS, Faster Payments and Open Banking.

Responsibilities

• Help shape and deliver the payments product roadmap, translating strategic priorities into clear plans, milestones and outcomes.
• Undertake market discovery and client research by collaborating with Sales and Support, analysing internal performance data, competitor intelligence and market trends.
• Define business outcomes and requirements, support the management of the product development backlog, and prioritise roadmap initiatives to maximise business value and support timely execution across delivery teams.
• Contribute to the end-to-end business ownership of payment products and initiatives, connecting and aligning internal stakeholders to secure decisions and maintain delivery momentum.
• Help ensure all legal, regulatory, and governance standards are met through collaborating with internal and external stakeholders.

Skills

Payments product management

Stakeholder management

Payments schemes & rails

Regulatory/compliance

Analytical skills

Financial services experience

Job description

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Transaction Banking Assistant Vice President

8 Oct 2026

London, LND, GB, EC2M 2AT

SMBC: A trusted partner for the long term

Here at SMBC Group, we want to help you find the next step in your career so read on to discover if this opportunity is the one for you. We like to recognise potential in our people, so we welcome your application even when your experience doesn’t perfectly align with the job description. Whilst we’ll always strive to be better, we’re proud of our inclusive culture, and encourage our applicants and colleagues to be their authentic, unique selves.

Who we are

United by a sense of purpose towards our customers – to be a trusted partner for the long-term – and our universal banking platform in EMEA, SMBC Group has an international growth agenda and award-winning products, meaning we provide exciting opportunities to work on a diverse range of projects and initiatives. We deliver a full suite of corporate finance products and solutions to our customers as well as investment banking and advisory services, and a range of innovative solutions in global capital markets. Read on to find out how you could enhance your skills and gain valuable experience, by joining us to support our clients transition to a sustainable future.

Role Summary

Could the next step in your career be atSMBC Group EMEA? We’re looking for an AVP to join our growing team in the Global Transaction Banking Department (GTBD). The AVP within the GTBD Payments Product Management team will help drive the execution of SMBC’s EMEA payments product strategy through effective stakeholder management, governance and delivery discipline. The AVP will drive innovation, client adoption and revenue growth whilst ensuring operational resilience, regulatory compliance and robust governance. The role will contribute to the end-to-end management of the overall payments proposition, drawing on knowledge of the payments ecosystem, emerging technologies and market trends to meet evolving client needs.

Business Area

GTBD manages Transaction Banking (“TB”) businesses in EMEA, which provides an integrated suite of cash management services to address the various needs of corporate and institutional clients. From the interactive online banking channel “E-Moneyger®”, our key product, to Host-to-Host and SWIFT connectivity, or regional and domestic Cash Pooling, we are helping the Bank's clients to maximise their efficiency and streamline financial operations.

We offer corporates and institutions:

• Convenient, efficient and secure real-time online banking,
• The ability to support domestic and international payments and collections,
• Access to high value and low value clearing systems,
• Support from regional and in-country cash management specialists across EMEA providing local advisory and sharing best practices.

The GTBD EMEA team is in a phase of expansion to approximately 60 members across Product Management, Liquidity Management, Sales and Customer Support, Product and Solutions Implementation, and Business Management.

SMBC is expanding its payments offering beyond traditional Japanese corporate clients to serve a broader EMEA client base. This role is critical to shaping the future of our payments proposition, leveraging digital transformation, ISO 20022 migration, and emerging technologies to deliver competitive solutions.

Position Description

Purpose of the Job

• Help shape and deliver the payments product roadmap, translating strategic priorities into clear plans, milestones and outcomes that support innovation, client adoption, revenue growth, operational resilience and regulatory compliance.
• Undertake market discovery and client research by collaborating with Sales and Support, analysing internal performance data, competitor intelligence and market trends.
• Define business outcomes and requirements, support the management of the product development backlog, and prioritise roadmap initiatives to maximise business value and support timely execution across delivery teams.
• Contribute to the end-to-end business ownership of payment products and initiatives, connecting and aligning internal stakeholders such as Sales, Group Treasury, Technology, Operations, Risk, Legal and Compliance to secure decisions, remove blockers and maintain delivery momentum.
• Help ensure all legal, regulatory, and governance standards are met through collaborating with internal and external stakeholders, such as Compliance, Information Security and Payment Schemes.

Required Qualification, Capabilities and Skills

• 5+ years of experience in payments product management or equivalent expertise in a relevant domain area
• Good knowledge of payments and transaction banking
• Understanding of the regulatory, compliance, security and market landscape
• Experience working in a complex financial services environment
• Excellent stakeholder management, influencing and communication skills
• Understanding of payment schemes and rails including SWIFT, SEPA, Bacs, CHAPS, Faster Payments and Open Banking
• Strong analytical and problem-solving skills

Customer Focus

Driving Change

Driving Results

Judgement and Decision Making

Strategic and Visionary

Trust and Integrity

What we offer

For all the expertise and experience you bring to help us make a difference, it’s only sustainable if we support you to build your career and be your best self so we offer competitive company benefits, centred around promoting positive well-bring and work-life balance. We also believe in fostering a diverse and inclusive work environment, where all team members perspectives and contributions are valued. Initiatives in place which promote a diverse and inclusive culture and healthy work life balance include hybrid working, Sport & Social Clubs and Diversity and Inclusion networks.

As an employee of SMBC you have access to a host of both useful and exciting benefit offerings. See below some of the benefits on offer to you:

• Hybrid and flexible working
• Competitive paid leave days
• Benefits to support your physical wellbeing, including private medical insurance and life and invalidity insurance
• Various policies to support your mental wellbeing, including a robust behavioural health network with counselling and coaching services
• Access a wide range of learning and development opportunities and career progression opportunities

We recognise our role as a bank to support social change and welcome all applications, including those from groups often under-represented in financial services. We value the uniqueness of professional and personal, backgrounds and perspectives as they play a vital role in continuing the sustainable growth of our organisation. We’ll ensure reasonable adjustments to our recruitment process are offered due to a disability or long-term condition whenever requested.

We are committed to transparent and equitable pay practices. Compensation is determined using objective criteria, including skills, experience, and role responsibilities, and applied consistently throughout our recruitment processes. We do not request candidates' pay history and are committed to preventing unjustified pay disparities.

About SMBC

A trusted partner for the long term United by a sense of purpose towards our customers - to be a trusted partner for the long-term - and our universal banking platform in EMEA, we deliver a full suite of corporate finance products and solutions to our customers, including corporate, structured and trade finance, leveraged finance, loan market and treasury products. We can also provide investment banking and advisory services and a range of innovative solutions in global capital markets. Find out more about what we do and who we are at https://www.smbcgroup.com/emea/careers