Trade Credit Underwriter

zurich insurance group; Greater London; Híbrido; GBP 60.000 - 90.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

12% defined non-contributory pension

Annual company bonus

Income protection

Life cover (4x salary)

28 days holiday + bank holidays

Holiday purchase option

Volunteer days

Descripción de la vacante

Zurich Insurance is seeking a Trade Credit Underwriter in London to drive profitable growth and deliver underwriting expertise to brokers and customers. You’ll join the Trade Credit & Surety team within Global Specialties, taking on complex risks aligned with our risk appetite and pricing frameworks.

The role requires strong credit analysis, relationship skills, and a track record in Trade Credit underwriting, with a flexible hybrid work pattern in London.

Formación

• Proven experience underwriting Trade Credit with strong credit risk assessment.
• Excellent financial and commercial acumen to analyze financial statements and market trends.
• Strong understanding of Trade Credit insurance products, policy structures and wordings.
• Strong relationship-building and negotiation skills with brokers and clients.
• Ability to identify profitable growth opportunities while maintaining underwriting discipline.
• Established UK Trade Credit broker and market relationships is advantageous.

Responsabilidades

• Underwrite within individual underwriting authority and recommend approvals by credit committee for facilities outside of authority.
• Participate on credit committees with authority to approve larger facilities.
• Negotiate wordings, structures, facilities and limits in the structured credit space.
• Act as referral point for other team members.
• Develop a pipeline of enquiries, Zurich relationships, cross-selling and broker relationships.
• Identify and develop new Trade Credit and Structured Credit products and target segments.
• Implement new operational improvements.

Conocimientos

Trade Credit underwriting

Credit risk analysis

Financial analysis

Relationship building

Negotiation

Growth opportunity identification

UK broker network

Descripción del empleo

Select how often (in days) to receive an alert:

137028

Working hours:This role is available on a part-time, job-share or full-time basis.

Salary:Competitive salary plus an excellent benefits package!

Location:London. Hybrid working with at least 3 days in our Mark Lane office.

Closing date for applications: 11th November 2026

Are you an Underwriter or Senior Underwriter with experience in Trade Credit?

Whether you're looking to take the next step in your underwriting career or you're an experienced Senior Underwriter seeking a fresh challenge, this is an exciting opportunity to join our London Market Surety & Trade Credit team. You'll play a key role in driving profitable growth, building strong broker relationships and shaping the continued success of our Trade Credit business.

Joining our Global Specialties business in London, you'll be a key member of our Trade Credit & Surety team, helping to grow and develop our portfolio by delivering exceptional service, market insight, and underwriting expertise to brokers and customers.

As a Trade Credit Underwriter, you'll take on significant responsibility for underwriting complex Trade Credit risks across a diverse range of industry sectors, ensuring every decision aligns with our underwriting strategy, risk appetite, authorities, and pricing frameworks. Leveraging your strong credit and financial analysis capabilities, you'll assess buyer and debtor risk, support brokers and customers with tailored solutions, and contribute directly to the achievement of our Trade Credit business's strategic and operational objectives.

Many of our employees work flexibly in a variety of different ways, including part-time, flexible hours, job share, an element of working from home or compressed hours. This is because we want the best people for our roles, and we recognise that sometimes those people aren’t available full-time. Please talk to us at interview about the flexibility you may need.

What will you be doing?

• Underwriting within individual underwriting authority and for providing recommendations for approval by credit committee for facilities outside of individual underwriting authority.
• Participation on credit committees with authority alongside other credit committee members to approve larger facilities underwritten bythe team.
• Negotiate wordings, structures, facilities and limits in the structured credit space.
• Act as referral point for other members of the team.
• Develop a pipeline of enquiries, internal Zurich relationships, cross selling and broker relationships.
• Identifying and developing new Trade Credit and Structured Credit products and target segments.
• Implementing new operational improvements.

What are we looking for?

• Proven experience underwriting Trade Credit business, with a strong understanding of credit risk assessment and portfolio management.
• Strong financial and commercial acumen, with the ability to analyse financial statements, market intelligence, and economic trends to make sound underwriting decisions.
• Excellent understanding of Trade Credit insurance products, policy structures, and coverage wordings.
• Strong relationship-building skills, with a collaborative approach to working with brokers, customers, and internal stakeholders.
• Excellent communication and negotiation skills, with the confidence to influence, challenge, and engage at all levels.
• Proven ability to identify profitable growth opportunities while maintaining strong underwriting discipline.
• Ideally, an established network of broker and market relationships within the UK Trade Credit and broader Commercial Insurance market.

What will you get in return?

Everyone’s different. That’s why at Zurich, we offer a wide range of employee benefits so our people can choose what fits them and their life. Our benefits provide real flexibility so our people can make considered choices and tailor their benefits throughout the year. Our benefits include 12% defined non-contributory pension scheme, annual company bonus, private medical insurance and the option to buy up to an additional 20 days or sell some of your holiday.

At Zurich we aspire to be one of the most responsible and impactful businesses in the world. Together,we’recreating a brighter future for our customers,ourpeopleand our planet.

With over 65,000 employees,you’llfeel the support of being part of a strong and stable companythat isa long-standing player in the insurance industry.

We’vemade a promise to each other and every employee: to focus on sustainable impact, to care about each other’s wellbeing, to use our diverseexpertiseto be curious and optimistic and to develop the skills needed for our future.

Ifyou’reinterested in working in a dynamic and challenging environment where your creativity, ideas and contributions are recognised and rewarded, Zurich could be just the place for you. Be part of something great.

Our Culture:

At Zurich, our strength comes from the diverse experiences,perspectivesand talents of our people. Our goal is to create a workplace where every employee can flourish and where everyone feels valued,heardand respected.

Over a quarter of our employees are members of at least one of our inclusion communities (Employee Resource Groups), with groups focused on areas such as social mobility and cultural awareness.We’reproud to have received numerous industry awards recognising our diversity and inclusion policies and initiatives.

We’vecreated an environment that places real importance on our people’s wellbeing from a physical, mental,socialand financial perspective. We work with our wellbeing partners and industry experts to provide practical advice and access to a wide range of lifestyle support, alongside opportunities to learn, grow and develop the skills needed for the future.

We actively support our employees to give back to their communities through volunteering and charitableactivity. Our charitable arm, Zurich Community Trust, is one of the longest‑establishedcorporate trusts in the UK. Together,we’vesupported causes across the UK through grants and volunteering, contributing over £100 million in funding andvolunteeredtime.

Your application:

We’recommitted to treating all applicants fairly and with respect, irrespective of their actual or assumed background, sexual orientation,disabilityor any other protected characteristic.

As an inclusive employer we also want to ensure that all candidates feel comfortable and are able to perform at their best during the interview. You’ll have the opportunity to let us know of any reasonable adjustment or practical support needed when you apply.

We’dlove it if you couldsubmityour application online. If yourequirean alternative method of applying, please send an email to [e-mail]

So, make a difference. Be challenged. Be inspired. Be supported. Love what you do. Work for us. #LI-Hybrid

The financials

• 12% defined non-contributory pension scheme.
• Annual company bonus.
• Income Protection.
• Life cover - four times your salary.

Time away

• 28 days holiday a year plus bank holidays.
• You can also request to swap UK bank holidays for days off that have cultural or religious significance to you.
• The option to buy up to an additional 20 days or sell some of your holiday.
• Three days paid volunteering.
• Up to 16 weeks' full pay for maternity, paternity and adoption leave.

Your health is important to us

• Access to Private medical insurance.
• Virtual GP appointments.
• Discounted gym membership.
• Free flu jab.
• Access to a wealth of support from our wellbeing partners.

We're making a difference

• Creating a brighter, more sustainable future underpins all that we do here in Zurich. We were the first insurer to sign the ‘UN Business Ambition for 1.5˚C’ pledge.
• Our charitable arm, Zurich Community Trust, has awarded grants and volunteered time to deserving causes in the UK valued at over £90 million.