Technical Underwriting Specialist

Aviva; Leeds; Hybrid; GBP 57,000 - 69,000; Full time

Benefits offered by this job

Pension

Holiday 29 days

Private Medical Benefit

Aviva product discounts

Matching Share Plan

Save As You Earn

Parental and carer’s leave

Cycle to work

Volunteer days

Wellbeing support

Job summary

Aviva is seeking a Technical Underwriter for our SME Direct business in the UK. You will shape underwriting appetite, influence product development, and drive improvements in the direct-to-customer journey.

The role combines technical underwriting with strategic thinking and close collaboration with Underwriting, Claims, Operations and Product teams to deliver better outcomes and sustainable growth. We offer a strong salary, bonus potential, pension, generous holiday, private medical cover,

Qualifications

• Strong Commercial SME underwriting experience with broad cross-class knowledge.
• Deep understanding of underwriting principles, risk assessment and market dynamics.
• Ability to build effective relationships and collaborate with stakeholders across multiple business functions.
• Experience contributing to product development, underwriting proposition enhancement, or process improvement initiatives.
• Strong analytical and problem-solving skills, with the ability to identify opportunities and successfully deliver solutions.

Responsibilities

• Shape underwriting appetite and influence product development.
• Collaborate with Underwriting, Claims, Operations and Product teams to deliver improvements.
• Influence underwriting strategy while ensuring competitive and compelling SME solutions.

Skills

Commercial SME underwriting

Underwriting principles

Stakeholder collaboration

Product development

Analytical thinking

Job description

This is a great job for someone whohas a strong background in Commercial SME underwriting and is looking for an opportunity to shape underwriting appetite, influence product development, and drive improvements in the direct-to-customer journey. This role would suit someone who enjoys combining technical underwriting expertise with strategic thinking, working collaboratively across the business to deliver better outcomes for customers and sustainable growth for Aviva.

A bit about the job:

We're investing in the future of our SME Direct business and are looking for a Technical Underwriter to play a key role in that journey.

Working within a growing and highly visible team, you'll use your underwriting expertise to help expand our appetite, enhance product offerings, and improve the experience we provide to customers. You'll work closely with colleagues across Underwriting, Claims, Operations and Product teams to deliver meaningful improvements that support both customer needs and business growth.

This is an exciting opportunity to influence how our products evolve, helping to shape underwriting strategy while ensuring we continue to provide competitive and compelling solutions for SME customers.

Skills and experience we’re looking for:

• Strong Commercial SME underwriting experience with broad cross-class knowledge.
• A deep understanding of underwriting principles, risk assessment and market dynamics.
• Ability to build effective relationships and collaborate with stakeholders across multiple business functions.
• Experience contributing to product development, underwriting proposition enhancement, or process improvement initiatives.
• Strong analytical and problem-solving skills, with the ability to identify opportunities and successfully deliver solutions.

What you’ll get for this role:

• Salary: Circa £63,000 (depending on location, skills, experience, and qualifications)
• Bonus opportunity - 10% of annual salary, (actual amount depends on your performance and Aviva’s.)
• Generous pension scheme e.g. if you put in 8%, Aviva adds 14%
• 29 days holiday plus bank holidays, and you can choose to buy or sell up to 5 days
• Aviva-funded Private Medical Benefit to help you get expert support when you need it
• Make your money go further - Up to 40% discount on Aviva products, and other retailer discounts
• Up to £1,200 of free Aviva shares per year through our Matching Share Plan and share in the success of Aviva with our Save As You Earn scheme
• Brilliantly supportive policies including parental and carer’s leave
• Flexible benefits to suit you, including sustainability options such as cycle to work
• Make a difference, be part of our Aviva Communities and use your 3 paid volunteering days to help others
• We take your wellbeing seriously with lots of support and tools

Take a look to learn more. Put a salary into this calculator to see what your total Aviva Reward could be.

Aviva is for everyone:

We’re inclusive and welcome everyone – we want applications from all backgrounds and experiences. Excited but not sure you tick every box? Even if you don’t, we would still encourage you to apply. We also consider all forms of flexible working, including part time and job shares.

We flex locations, hours and working patterns to suit our customers, business, and you. Most of our people are smart working – spending at least 50% of their time in our offices every week - combining the benefits of flexibility, with time together with colleagues.

To find out more about working at Aviva take a look here