Technical Property & Casualty Underwriter

NFU Mutual; Belfast City District; Hybrid; GBP 54,000 - 66,000; Full time

Benefits offered by this job

Annual bonus 17.5%

Pension up to 20%

25 days leave

Family Friendly policy

Employee discounts

Life Assurance 4x salary

Gym membership contribution

Job summary

NFU Mutual’s Head Office Underwriting team is seeking an experienced Technical Property & Casualty Underwriter in Northern Ireland. You will shape the underwriting strategy, set risk parameters and collaborate with agents and underwriters to optimise performance.

You will analyse portfolio performance, review rates and use data to support strategic growth while maintaining risk appetite. The role offers hybrid working with up to 80% remote time and 20% office presence.

Qualifications

• Strong background in Property & Casualty (P&C) underwriting.
• ACII qualification would be advantageous but is not essential.
• High data literacy with ability to translate data into actionable insights.

Responsibilities

• Recommend and develop underwriting strategy for Property & Casualty insurance.
• Establish rules, terms and risk features to drive profit and growth.
• Engage in portfolio analysis and account performance management with key stakeholders.
• Translate underwriting appetite into practical rules, processes and communications for NFU Mutual Agents and Underwriters.
• Review risk rates and ensure rate logic is informed by market knowledge and MI.

Skills

P&C underwriting

Data literacy

Stakeholder management

Communication

Education

ACII qualification

Job description

# Technical Property & Casualty UnderwriterRegion: Northern IrelandLocation: BelfastContract type: PermanentReference number: CSDI04551Working pattern: Full-time (Part-time hours considered)Salary: Up to £60,000 + 17.5% annual bonus + benefits packageClosing date: 1st October 2026Apply now## Technical Property & Casualty Underwriter* Join NFU Mutual’s Head Office Underwriting team at an exciting time of portfolio diversification, in a role which can be offered as either a permanent position* Help shape our Property & Casualty underwriting strategy, thanks to your excellent knowledge in this area* Hybrid working on offer – spend up to 80% of your time working from home, with 20% office attendance at any of our UK sites - Stratford-upon-Avon, Bristol, York, Glasgow or Belfast## About the roleNFU Mutual’s Head Office Underwriting Department are pleased to share the opportunity for an experienced professional to join them as a **Technical Property & Casualty Underwriter.** You will recommend and develop our underwriting strategy for our Property & Casualty Insurance offering, establishing appropriate rules, terms and risk features that will enable the delivery of profit and growth objectives whilst effectively managing insurance risk in line with the overall underwriting strategy. You will engage in portfolio analysis and account performance management, working closely with key stakeholders to help set the parameters for growth targets and define the organisation’s risk appetite. The role also involves translating underwriting appetite into practical rules, processes and communications for NFU Mutual Agents and Underwriters, enabling the effective execution of risk appetite and optimising sales channel performance. In addition, you will review and provide expert judgement on risk rates to ensure that rates and rating logic are informed by deep insurance and market knowledge, as well as collate and analyse management information to identify opportunities to improve underwriting strategy You will ultimately play an instrumental role in ensuring the business is well positioned to meet both current and new business requirements. *This role is known internally as: Class Underwriter - Line of Business.*## About youWe are seeking an experienced insurance professional with a **strong background in Property and/or Casualty (P&C) Underwriting**, who will bring a strategic mindset and deep understanding of the P&C insurance market, alongside strong technical capability and sound underwriting judgement. You will be an effective communicator, able to adapt your communication style to suit both technical and nontechnical audiences and be able to build and maintain impactful working relationships across the business. You will also be proactive and comfortable working under your own initiative, with the ability to influence, negotiate and collaborate effectively with a wide range of stakeholders. You will also demonstrate strong strategic thinking and experience leading key pieces of work, including delivering initiatives from concept through to completion. A high level of data literacy is essential, with the ability to translate data and management information into clear, actionable insights that support underwriting strategy and business objectives. An ACII qualification would be advantageous but is not essential for the role. *At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique. We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees.* *We recognise that some candidates may experience barriers during the recruitment process. So, we encourage candidates to discuss any adjustments or accommodations they need to be the best they can be throughout our recruitment process.* *We're proud to be a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory and welcome applications from people of all backgrounds, regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation, or socioeconomic background.*## Benefits and Rewards* Salary - Up to £60,000* Annual bonus (up to 17.5% of salary)* Contributory pension scheme, up to 20%, including your 8% contribution* 25 days annual leave + bank holidays + buy/sell/save holiday trading scheme* A Family Friendly policy that helps you balance your work and family responsibilities* Access to savings at High Street brands, travel and supermarkets* £20 contribution to a monthly gym membership – subject to T&Cs* Health and wellbeing plan - cashback for dentist, opticians, physio and more* Access to voluntary benefits, including health assessments, private medical insurance and dental insurance* Employee Volunteering - volunteer in the community for one day each year* Unlimited access to Refer a Friend £500 bonus scheme* Life Assurance cover of 4 x salary* Employee discounts of 15% on a range of NFU Mutual insurance policies.* Salary sacrifice employee car scheme - subject to eligibility