Customer Service Underwriter

NFU Mutual; West of England; Hybrid; GBP 22,500 - 27,500; Full time

Benefits offered by this job

Annual bonus up to 10%

Contributory pension scheme

25 days annual leave

Gym membership contribution

Health and wellbeing plan

Life Assurance cover

Employee discounts on insurance policies

Job summary

A leading insurance company in the UK is seeking an Underwriter for their Bristol office. This full-time role offers a salary of £25,000 plus up to a 10% annual bonus. You will assess risks and make informed decisions while receiving comprehensive training and support, even if you lack prior insurance experience. The position includes opportunities for hybrid working post-probation, a culture prioritizing development, and a variety of employee benefits, contributing to a fulfilling long-term career.

Responsibilities

• Conduct thorough underwriting assessments based on customer information.
• Provide fair, informed decisions regarding insurance coverage.
• Participate in structured training and shadow experienced colleagues.

Skills

Customer focus

Communication

Critical thinking

Learning mindset

Resilience

Job description

• A great place to build your career - Exciting new opportunity to take the first step towards developing a career within a leading insurance brand.
• No insurance experience needed - we’ll give you all the training and support you need to succeed.
• Hybrid working that works for you. On completion of your 6 month probation, you’ll have the option to work up to 80% of your week from home, with time in the office to stay connected with your team.

Salary

£25,000 + up to 10% annual bonus

Location

Bristol

Full time working hours

Our standard working week is 35 hours on a rotating shift pattern, with shifts between 8:00am and 6:00pm, Monday to Friday, plus an average of one Saturday in four from 9:00am to 12:30pm. During your first few months of training, you’ll have a consistent routine of Monday to Friday, 9:00am to 5:00pm, helping you settle in comfortably. After your probation period, you’ll have the flexibility to increase your hours up to 40 per week if that suits your lifestyle.

About the role

Are you looking to start a career where you can learn, grow, and make a real difference? Join us at NFU Mutual as an Underwriter in our Bristol office and become part of a friendly, values-driven team that puts customers at the heart of everything we do.

You don’t need to have worked in insurance before – we’ll teach you everything you need to know. Underwriting is all about assessing risk and making fair, informed decisions to help our customers get the right insurance cover. Whether it’s a family insuring their home or a driver protecting their car, you’ll play a key role in making sure they’re properly supported.

This is a fast-paced, telephone-based role where you’ll spend most of your day speaking with NFU Mutual Agencies, reviewing customer information, and deciding how best to help. You’ll be trained to understand different types of insurance, how to evaluate risk, and how to communicate clearly and confidently in a contact centre environment.

You’ll join a cohort of new starters, learning together through a structured training programme that includes classroom sessions, shadowing experienced colleagues, and ongoing support from your manager and team.

We’re proud of our inclusive and collaborative culture, and we’re committed to helping you build a long-term career with us. Once your initial training is complete, we’ll continue to support your development and offer opportunities to gain formal insurance qualifications if that’s something you’d like to pursue.

During your first six months, you’ll be based in the office full time so you can take part in our training programme, get to know your team, and build your confidence in the role. Once you’ve developed your skills and are comfortable working independently, you’ll be able to move onto our hybrid working model — with the flexibility to work up to 80% of your week from home while still staying connected in the office.

Assessments will be taking place in-person at our office in Bristol on 15th, 22nd and 23rd of April.

About you

We’re looking for people who are naturally curious, eager to learn, and passionate about delivering great service. You don’t need insurance experience, however you do need to be ready to work in a fast-paced environment where you’ll be making determinations, solving problems, and speaking to people every day. If you’re someone who enjoys learning new things and wants to build a meaningful career, we’d love to hear from you.

To succeed in this role, you’ll bring all of the following skills:

• Customer focus – You’ve worked in a customer facing recently and know how to deliver a great experience, even when things get busy. You care about doing the right thing and getting it right for the customer.
• Communication and teamwork – You’re comfortable speaking with people, building relationships and can adapt your style to suit different situations. You know how to build rapport and explain things clearly, working collaboratively to get things done.
• Critical thinking and problem-solving – You can interpret information, think logically, and make fair logical decisions
• Learning mindset –You’re curious and open to feedback. You enjoy learning new things and are keen to grow your skills over time.
• Resilience and time management – You stay calm under pressure, manage competing priorities, and keep focused when things get busy.

Any previous experience in insurance will be helpful, but we’ll teach you everything you need to know if you’re new to the industry.

At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique. We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees.

We recognise that some candidates may experience barriers during the recruitment process. So, we encourage candidates to discuss any adjustments or accommodations they need to be the best they can be throughout our recruitment process.

We're proud to be a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory and welcome applications from people of all backgrounds, regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation, or socioeconomic background.

Benefits and Rewards

When you join our team, you can expect a supportive culture and an attractive range of rewards and benefits including:

• Salary £25,000
• Annual bonus (up to 10% of salary)
• Contributory pension scheme, up to 20%, including your 8% contribution
• 25 days annual leave + bank holidays + buy/sell/save holiday trading scheme
• A Family Friendly policy that helps you balance your work and family responsibilities
• Access to savings at High Street brands, travel and supermarkets
• £20 contribution to a monthly gym membership – subject to T&Cs
• Health and wellbeing plan - cashback for dentist, opticians, physio and more
• Access to voluntary benefits, including health assessments, private medical insurance and dental insurance
• Employee Volunteering - volunteer in the community for one day each year
• Unlimited access to Refer a Friend £500 bonus scheme
• Life Assurance cover of 4 x salary
• Employee discounts of 15% on a range of NFU Mutual insurance policies.
• Salary sacrifice employee car scheme - subject to eligibility
• Life Assurance cover of 4 x salary
• Employee discounts of 15% on a range of NFU Mutual insurance policies.